Affordable Care Act Archives

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5 things about health insurance you only know if you have a broker (Like ME!)

You can’t just get individual health insurance any ‘ol time you want. You MUST enroll during Open Enrollment (which starts in November for coverage beginning in January). ORRRRR you can get a new plan if you have a Qualifying Life Event (QLE) that happened within the last 60 days. A QLE is something like involuntary… Continue reading 5 things about health insurance you only know if you have a broker (Like ME!)

A new COVID ‘stimulus check’ on the way?

More COVID $$$$ could be yours… Rebates from your health insurance company! Goodie for you! For more information on how, why, and when you might get these rebates:

Freelancers & Independent Contractors! A new CA law could HURT your status!

If you’re a FREELANCER in CA (aka INDEPENDENT CONTRACTORS) — read all of this to protect your $$$ ! The Insurance Mom wants to make you aware of a recent CA Supreme Court ruling. It could really HURT you as a FREELANCER. If you HIRE freelancers, this new state law could hurt you as a… Continue reading Freelancers & Independent Contractors! A new CA law could HURT your status!

Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in. BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

5 Tips From Your Insurance Broker!

Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On! You can’t just get individual health insurance any old time. Enroll only during Open Enrollment! The next one is November for coverage starting January 1st. If you have coverage at work, you… Continue reading 5 Tips From Your Insurance Broker!

Have YOU heard about the MEDICARE updates?

Sooo… what’s all the buzz about the ALL NEW Medicare updates? NEW MEDICARE ID CARDS ARE ON THEIR WAY! No more Social Security numbers. Starting this April, the Centers for Medicare Services (CMS) will be rolling out their NEW ID cards. There’ll be one with YOUR name on it… and a BRAND NEW Medicare ID… Continue reading Have YOU heard about the MEDICARE updates?

The Truth About Single Payer System

Thank you for tuning in and educating yourself about Single Payer! This is part seven in our series, “Are YOU ready for Single Payer System?” The Insurance Mom wants you to know all sides of the insurance equation and really understand that “FREE MEDICARE FOR ALL” is very misleading and all political spin. There’s nothing… Continue reading The Truth About Single Payer System

Public Impressions on Single Payer Insurance vs. Reality

Welcome to our sixth in the series, “Are YOU ready for Single Payer Insurance?” Check out the above eye-opening graphic. Words matter, don’t they? While each of these things are different slightly (as we covered last week), the concept is the same. CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved SB 562 on 6/23/17… Continue reading Public Impressions on Single Payer Insurance vs. Reality

What the heck IS single payer plan?

Thanks for tuning in to The Insurance Mom’s blog. Last week, we opened the convo by talking about California’s SB 562, aka Healthy California. Two State senators are proposing a single payer system. But let’s unpack what that really means. Single Payer = “Rationed” Medical Care ICYMI, the CA Senate advanced a bill to the… Continue reading What the heck IS single payer plan?

Pack your bags – we’re goin’ on a trip around the health care delivery system!

The Insurance Mom mentioned in last week’s post that there seems to be a huge misunderstanding of how America’s health care delivery system compares to those of other countries. The divine Michael Lujan, shares his expertise: The UK Model – In this mostly single-payer model, healthcare is provided and financed by the government through taxes.… Continue reading Pack your bags – we’re goin’ on a trip around the health care delivery system!