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Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in.   BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

Have YOU heard about the MEDICARE updates?

Sooo… what’s all the buzz about the ALL NEW Medicare updates? NEW MEDICARE ID CARDS ARE ON THEIR WAY! No more Social Security numbers. Starting this April, the Centers for Medicare Services (CMS) will be rolling out their NEW ID cards. There’ll be one with YOUR name on it… and a BRAND NEW Medicare ID… Continue reading Have YOU heard about the MEDICARE updates?

“What’s Up, Doc?” Blog Series Part 11: All Better… But OUCH, This BILL!!

Oodles of gratitude for taking this virtual trip to the doctor with us!  Here’s even more in the series “What’s Up, Doc?”  Catch up with parts one, two, three, four, five, six, seven, eight, nine, and ten.  And now, our last in the series… “All Better… But Ouch, THIS BILL!!” Your doctor is IN-network right?    The doctor’s… Continue reading “What’s Up, Doc?” Blog Series Part 11: All Better… But OUCH, This BILL!!

PPO, HMO, or EPO? What’s in a name?!

What’s with the alphabet soup?  What’s it all mean?  How will it inform your choices? Understanding the differences in these 3 plan types is essential in understanding health insurance in this new wacky market. HMO Say your toe hurts and you’re on an HMO (aka Health Maintenance Organization.)  Where do you go first, the podiatrist? … Continue reading PPO, HMO, or EPO? What’s in a name?!

Get Cheap(er) Drugs!

The Insurance Mom wants YOU to be a good money manager, and here’s one tool you can use painlessly, immediately and easily.  And, best of all, it’s free! MyRxSavings is a pretty cool prescription discount program.  Go to the site, print out your discount card and you’re off to the land of saving money!  You… Continue reading Get Cheap(er) Drugs!

Lipitor, be gone!

The Insurance Mom is thrilled to tell you how to save even more money on your prescriptions if you have those pesky cholesterol problems and have been taking — or are about to start taking — Lipitor. The 17-year patent has finally expired… wahoo!  Now the drug is available in generic form.    Atorvastatin is the… Continue reading Lipitor, be gone!

Wanna Save Some Money (part 3)?

Getting a prescription from your doctor doesn’t mean you don’t have choices about how to spend your money. Ask your doctor if a generic drug is available and make sure it’s in the same class of drugs as the expensive brand name drug he wants to you to buy. Generics have the same active ingredients,… Continue reading Wanna Save Some Money (part 3)?

Wanna Save Some Money (part 2)?

Need to get lab work done, such as blood or urine tests, PAP test or biopsy? Think about using a lab that isn’t located in or part of a hospital. They’re often way less expensive than a hospital lab, and some health insurance plans have a lower co-pay for outside labs. And many outside labs… Continue reading Wanna Save Some Money (part 2)?

Canada-Care’s Secret

You want medical care like Canada’s?   Are you sure?   Take a look … and now tell me, are you really sure?

HMO News for Californians

It’s taken EIGHT years!   CA is finally revealing its new regulations specifying just how long your HMO doctor can make you wait for an appointment.  And it will be another 12 months before the provisions are implemented.    CA had to actually legislate how quickly HMO doctors must see their patients, return phone calls and take… Continue reading HMO News for Californians