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5 things about health insurance you only know if you have a broker (Like ME!)

You can’t just get individual health insurance any ‘ol time you want. You MUST enroll during Open Enrollment (which starts in November for coverage beginning in January). ORRRRR you can get a new plan if you have a Qualifying Life Event (QLE) that happened within the last 60 days. A QLE is something like involuntary… Continue reading 5 things about health insurance you only know if you have a broker (Like ME!)

The Insurance Mom’s Quip. #7

Life can only be understood backwards, but it must always be lived forwards. (Thanks Mr. Kierkegaard!)

The Insurance Mom’s Quip. #6

“Expecting the world to treat you fairly because you are a good person is a little like expecting the bull not to attack you because you are a vegetarian.” (Thank you Dennis Wholey)

The Insurance Mom’s Quip. #5

Never buy insurance for something you can reasonably afford to pay for yourself.

The Insurance Mom’s Quip. #4

The last thing you want to hear is your Insurance Mom saying “I told you so.” So I’m telling you!

The Insurance Mom’s Quip. #3

When you think everything is someone else’s fault, you will suffer a lot. (Wisdom from the Dalai Lama!)

The Insurance Mom’s Quip. #2

If health care was affordable, we wouldn’t need health insurance. Just so’s ya know.

The Insurance Mom’s Quip. #1

To IGNORE the facts does not CHANGE the facts. I’m just sayin’.

Freelancers & Independent Contractors! A new CA law could HURT your status!

If you’re a FREELANCER in CA (aka INDEPENDENT CONTRACTORS) — read all of this to protect your $$$ ! The Insurance Mom wants to make you aware of a recent CA Supreme Court ruling.    It could really HURT you as a FREELANCER.     If you HIRE freelancers, this new state law could hurt you as a… Continue reading Freelancers & Independent Contractors! A new CA law could HURT your status!

5 Tips From Your Insurance Broker!

Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On!  You can’t just get individual health insurance any old time.   Enroll only during Open Enrollment!  The next one is November for coverage starting January 1st.   If you have coverage at work, you… Continue reading 5 Tips From Your Insurance Broker!