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10 Questions You Should Always Ask at Doctors’ Appointments

(From our friends at Time and health editor Angela Haupt 3/26/25)  When you go to the doctor, you’re probably the one answering most of the questions. Yet it’s essential to make sure you’re asking plenty of your own. Be BOLD! “What screenings should I get?” Exactly which health screenings you need, and when, depends on… Continue reading 10 Questions You Should Always Ask at Doctors’ Appointments

The Insurance Mom’s Quip. #7

Life can only be understood backwards, but it must always be lived forwards. (Thanks Mr. Kierkegaard!)

The Insurance Mom’s Quip. #6

“Expecting the world to treat you fairly because you are a good person is a little like expecting the bull not to attack you because you are a vegetarian.” (Thank you Dennis Wholey)

The Insurance Mom’s Quip. #5

Never buy insurance for something you can reasonably afford to pay for yourself.

The Insurance Mom’s Quip. #4

The last thing you want to hear is your Insurance Mom saying “I told you so.” So I’m telling you!

The Insurance Mom’s Quip. #3

When you think everything is someone else’s fault, you will suffer a lot. (Wisdom from the Dalai Lama!)

The Insurance Mom’s Quip. #2

If health care was affordable, we wouldn’t need health insurance. Just so’s ya know.

The Insurance Mom’s Quip. #1

To IGNORE the facts does not CHANGE the facts. I’m just sayin’.

Do you really need life insurance?

Is anyone dependent on your income, like a family member or creditor (like a mortgage lender or business loan)? No? You don’t need life insurance! Yes? I suggest you talk to a trusted insurance agent — aka EXPERT! — for recommendations. Do you want to protect your people for a set period of years, like… Continue reading Do you really need life insurance?

Exactly what IS Long Term Care insurance and why should I care about it?

Like life insurance, LTC insurance gives you and your family choices (not expenses) when you need them the most. And here’s a super-simple cartoon shared by our LTC colleague Steve Cain of LTCI Partners. Easy to read, and a little entertaining too! It doesn’t even matter how old you are, at some point you’re probably… Continue reading Exactly what IS Long Term Care insurance and why should I care about it?