Here are all the articles I've written about Glossary. Enjoy!

August 7th, 2018

Allowed Amount

This is the most an IN-network provider can charge you for health care services.   AKA “eligible expense.”   AKA “negotiated rate.”   An IN-network provider is not allowed to charge more than the insurance company’s Allowed Amount.…

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June 22nd, 2017

Tax Credits

Part of the Affordable Care Act (Obamacare),  people get a tax credit to help them pay for their insurance premium.  Tax credit eligibility is determined by the FPL guidelines (your annual household income).…

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June 22nd, 2017

Socialized medicine

Aka universal health coverage, a government-run insurance system combined with private insurance policies.…

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June 22nd, 2017

POS Plans (Point of Service)

No, not THAT POS abbreviation 🙂   Point-Of-Service network model which combines the HMO and PPO models in one plan.…

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June 22nd, 2017

Medi-caid / Medi-Cal

A government program for folks with lower incomes to help them pay for medical care.  In CA, this program is called Medi-Cal.…

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June 22nd, 2017

HDHP / High Deductible Health Plan

An HSA-compatible plan with a high deductible.…

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June 22nd, 2017

FSA / Flexible Spending Account

If your employer offers this, an account in which to put tax-free money to pay for medical expenses, but you can only contribute a certain amount determined by the feds every year.…

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June 22nd, 2017

Federal Poverty Level / FPL

The feds decide the income brackets for Medi-caid, cost-share reduction plans with a subsidy, subsidized plans, or not qualifying for assistance.  The FPL guidelines are based on tax filing household and income.  It changes every year.…

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June 22nd, 2017

EMTALA law (Emergency Medical Treatment and Labor Act)

A law that says that emergency rooms cannot refuse any patient, regardless of their ability to pay.…

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June 22nd, 2017

Death panels

Don’t exist!   A politician warned that Obamacare would have death panels deciding if sick or elderly people would be allowed to get insurance or letting them die. This wasn’t ever a provision of the ACA.…

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