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If you’re a FREELANCER in CA (aka INDEPENDENT CONTRACTORS) — read all of this to protect your $$$ ! The Insurance Mom wants to make you aware of a recent CA Supreme Court ruling. It could really HURT you as a FREELANCER. If you HIRE freelancers, this new state law could hurt you as a… Continue reading Freelancers & Independent Contractors! A new CA law could HURT your status!
Sooo… what’s all the buzz about the ALL NEW Medicare updates? NEW MEDICARE ID CARDS ARE ON THEIR WAY! No more Social Security numbers. Starting this April, the Centers for Medicare Services (CMS) will be rolling out their NEW ID cards. There’ll be one with YOUR name on it… and a BRAND NEW Medicare ID… Continue reading Have YOU heard about the MEDICARE updates?
Look at you, friend of The Insurance Mom! You’ve learned so much from our first, second, third, fourth, fifth, and sixth parts of our series, “What’s Up, Doc?” Don’t you feel well-informed and powerful!? Here’s the next revelation, “The Doctor is In! Now What?” Remind Doc Hollywood of any important medical history. Do… Continue reading “What’s Up, Doc?” Blog Series Part 7: The Doctor is in! Now What?!
Our lovely client, Jeff, heard something helpful on NPR about Vitals Smart Shopper and shared it with us. There’s a cool company called Vitals Smart Shopper which helps compare the cost of medical treatments & services within a 20 mile radius of your home zip code. If you choose the cheapest place, you get… Continue reading Are you a Vitals Smart Shopper? I think you will be soon . . .
Here’s PART FOUR: Research the Internet in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” Aren’t you loving our series on prescription drugs? By now, I hope you’re feeling empowered and smart. (Because you are!) If you’re just now joining us, click these links… Continue reading PART FOUR: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry
CALLING ALL SMALL BUSINESS OWNERS!!! Are you aware of the big health insurance changes coming in 2016?? The Affordable Care Act (aka ObamaCare) will create a tsunami that may really change your health insurance benefits. Small Groups used to be classified as 2-50 employees. In 2016, it will change to 1-100 employees. This major shift… Continue reading Big changes are coming for small business owners….
Got life insurance at work? Great! Leaving the job for something bigger and better? Congrats! Retiring from the daily grind? Have fun! But… heads-up! You can’t take your cheap, affordable term life insurance with you. I bet you didn’t know that, right? You can only keep your cheap, affordable term life insurance if you change… Continue reading You Can’t Take it With You — Life Insurance That Is!
Does Medicare cover long-term care expenses? The answer may surprise you! There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone. Most of us haven’t.… Continue reading Long-Term Care Clarity!
The Insurance Mom says that everything is negotiable… including the cost of your medical care. You wouldn’t think twice about negotiating with an car dealer or a CraigsList vendor, right? Well, you can — and should — do the same with your doctors, labs and hospitals. Saving money is a good thing! The Insurance Mom… Continue reading It Never Hurts To Ask!
Since so many of you are freelancing these days, The Insurance Mom wants you to be fully aware of how to manage your self-employment income and expenses, especially those handy little tax-deductible expenses. But watch out, the IRS is reducing your tax-deductible business mileage. So, drive carefully and now, drive less!