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10 Questions You Should Always Ask at Doctors’ Appointments

(From our friends at Time and health editor Angela Haupt 3/26/25)  When you go to the doctor, you’re probably the one answering most of the questions. Yet it’s essential to make sure you’re asking plenty of your own. Be BOLD! “What screenings should I get?” Exactly which health screenings you need, and when, depends on factors like age, sex, personal medical history, and family history. When you’re at your annual physical, ask your doctor what you should prioritize in the

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5 things about health insurance you only know if you have a broker (Like ME!)

You can’t just get individual health insurance any ‘ol time you want. You MUST enroll during Open Enrollment (which starts in November for coverage beginning in January). ORRRRR you can get a new plan if you have a Qualifying Life Event (QLE) that happened within the last 60 days. A QLE is something like involuntary loss of employer coverage, marriage/divorce, having a baby, moving to a new state or the USA, etc. If you don’t pay your bill for your

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The Insurance Mom’s Quip. #6

“Expecting the world to treat you fairly because you are a good person is a little like expecting the bull not to attack you because you are a vegetarian.” (Thank you Dennis Wholey)

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Surprise! Not any more.

Good news for consumers of medical care. On 1/1/22 the feds are rolling out a new law which will ban surprise medical bills – the ones you get when you least expect them – for situations where you have no control over who is taking care of your owies.   Like… if you go to an emergency room. Usually those docs are not part of the hospital’s network. Yes, really. And so you get billed the full amount.   Like… if you have surgery, and

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