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5 things about health insurance you only know if you have a broker (Like ME!)

You can’t just get individual health insurance any ‘ol time you want. You MUST enroll during Open Enrollment (which starts in November for coverage beginning in January). ORRRRR you can get a new plan if you have a Qualifying Life Event (QLE) that happened within the last 60 days. A QLE is something like involuntary… Continue reading 5 things about health insurance you only know if you have a broker (Like ME!)

Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in.   BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

5 Tips From Your Insurance Broker!

Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On!  You can’t just get individual health insurance any old time.   Enroll only during Open Enrollment!  The next one is November for coverage starting January 1st.   If you have coverage at work, you… Continue reading 5 Tips From Your Insurance Broker!

Truth or (do you) Dare About Medical Care?

Thank you for coming back!  This is our final and MOST IMPORTANT segment for our medical care blog series, Are YOU ready for Single Payer?  The whole reason we dove into this topic was because of SB 562, the Healthy California Act. On 6/23/17, CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved the proposal saying it… Continue reading Truth or (do you) Dare About Medical Care?

The Truth About Single Payer System

Thank you for tuning in and educating yourself about Single Payer!  This is part seven in our series, “Are YOU ready for Single Payer System?” The Insurance Mom wants you to know all sides of the insurance equation and really understand that “FREE MEDICARE FOR ALL” is very misleading and all political spin.   There’s nothing… Continue reading The Truth About Single Payer System

Public Impressions on Single Payer Insurance vs. Reality

Welcome to our sixth in the series, “Are YOU ready for Single Payer Insurance?”     Check out the above eye-opening graphic.  Words matter, don’t they?  While each of these things are different slightly (as we covered last week), the concept is the same. CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved SB 562 on 6/23/17… Continue reading Public Impressions on Single Payer Insurance vs. Reality

What the heck IS single payer plan?

Thanks for tuning in to The Insurance Mom’s blog.  Last week, we opened the convo by talking about California’s SB 562, aka Healthy California.    Two State senators are proposing a single payer system.  But let’s unpack what that really means. Single Payer = “Rationed” Medical Care ICYMI, the CA Senate advanced a bill to the… Continue reading What the heck IS single payer plan?

Pack your bags – we’re goin’ on a trip around the health care delivery system!

The Insurance Mom mentioned in last week’s post that there seems to be a huge misunderstanding of how America’s health care delivery system compares to those of other countries.   The divine Michael Lujan, shares his expertise: The UK Model – In this mostly single-payer model, healthcare is provided and financed by the government through taxes.… Continue reading Pack your bags – we’re goin’ on a trip around the health care delivery system!

Is Health Care A Right or a Privilege? (more brilliant comments from the amazing Michael Lujan)

A topic about universal health coverage (UHC) Inspired by the great Michael Lujan and his post on LinkedIn. At the center of the debate is this simple but loaded question. Every other developed nation has answered the question and enacted some form of universal health coverage (UHC). Proponents of the bill often make comparisons to the… Continue reading Is Health Care A Right or a Privilege? (more brilliant comments from the amazing Michael Lujan)

What a difference a week makes! SB 562 Update

Thanks for tuning in for our series on single payer!  What a difference a week makes; big update on SB 562. On Friday, 6/23/17, CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved the proposal saying it is “woefully incomplete” and has postponed any further legislative action until January 2018. “If you think health care is expensive… Continue reading What a difference a week makes! SB 562 Update