Preventive medicine Archives

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Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in. BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

5 Tips From Your Insurance Broker!

Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On! You can’t just get individual health insurance any old time. Enroll only during Open Enrollment! The next one is November for coverage starting January 1st. If you have coverage at work, you… Continue reading 5 Tips From Your Insurance Broker!

We made it! Open Enrollment is OVER!

Hello, Insurance Mom family – Phew! Open Enrollment for individual health insurance ended 1/31/16. The Insurance Mom and her Helper Elves have been very busy taking care of everyone, and now we’ve got more time to talk about insurance-y stuff through our fabulous blog posts. Open Enrollment is the time when anyone… Continue reading We made it! Open Enrollment is OVER!

Have YOU planned for the OMG??!

Do YOU have enough bucks tucked under the mattress for that OMG-unexpected-high-medical-expense? And, they’re always unexpected! How will you pay for stuff? Most people don’t have enough saved up for that OMG! time… or even for sushi next week. I have some great ideas… like an automatic savings plan, like life insurance, like disability insurance,… Continue reading Have YOU planned for the OMG??!

ACA woes? Hospitals and Docs feel it too!

Life since the Affordable Care Act is an interesting environment. Everything is changing at such a rapid pace, no one knows how to keep up. Hospitals are in the same boat, too! In a recent study, 75% of hospitals have reported an increase of emergency room traffic since the ACA started. Not only that, but… Continue reading ACA woes? Hospitals and Docs feel it too!

Bottom Line it.

My brain hurts from trying to learn all of the rapidly changing rules-regulations-guidelines-deadlines-laws-exceptions-mandates regarding the Affordable Care Act. Just when I think I’ve learned (and remembered!) something new — bam! — it all changes again. But here’s a short, easy-to-read, piece from Bottom Line Secrets — 3 easily answered (and understood) myths about health care… Continue reading Bottom Line it.

No Kids… Free Birth Control!

That’s right, the rumor is true… being responsible no longer costs money! Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%. No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy. The federal law says that… Continue reading No Kids… Free Birth Control!

Kids, kids, kids…

If you’re in California and have health insurance in California, then this one’s for you. As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage. Wahoo! Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of… Continue reading Kids, kids, kids…

UPDATED – Anthem Blue Cross In-Network Hospital Update

*******************I M P O R T A N T****I M P O R T A N T****I M P O R T A N T**************** Good news! Anthem Blue Cross has announced that Hospital Corporation of America’s California hospitals once again participate in Anthem BC’s’ network. In Southern California: Los Robles Regional Medical Center West… Continue reading UPDATED – Anthem Blue Cross In-Network Hospital Update

Get Cheap(er) Drugs!

The Insurance Mom wants YOU to be a good money manager, and here’s one tool you can use painlessly, immediately and easily. And, best of all, it’s free! MyRxSavings is a pretty cool prescription discount program. Go to the site, print out your discount card and you’re off to the land of saving money! You… Continue reading Get Cheap(er) Drugs!