Here’s PART ONE in our series we call . . .
“The Insurance Mom’s Guide to Better Living
Through (Cheaper) Chemistry”
PART ONE: EDUCATE YOURSELF!
The Affordable Care Act has created a LOT of confusion for everyone – especially the doctor’s offices! Educate yourself about your plan and how it works before you go to your appointment! If you have problems getting affordable prescriptions, ask your doctor for alternative options.
Learn your tiers! The formularies are the lists of drugs your insurance company covers. If your drug IS in the formulary, it will be categorized into one of four tiers – generic and brand name. Generic drugs are cheaper. If the cost of a brand name drug makes you sick, call your doctor and ask for samples. OR ask if they will prescribe a generic!
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