Here are all the articles I wrote during November, 2013. I hope they're useful to you.

November 12th, 2013

Confused about subsidies?

Are you eligible for a subsidy to help pay for your health insurance premium in 2014?   It’s not that difficult to figure out.

You can use the subsidy calculator at   Use the income that was reported on your 2012 tax return.

If you are not eligible for a subsidy then there is absolutely NO reason to get health insurance on your state’s exchange.  NONE.

The insurance companies are still selling their plans on the open market.  Lots of them (depending in which state you live, of course!).

To figure out which is the best path for you, it’s smart to get the help of a licensed, experienced, educated, qualified, compassionate broker.    Why not get the benefit of the vast experience of a broker when you get us for free!?    Besides, we’ll always be here for you — before, during and after you get your health insurance, whenever you need us.

You can find a broker in your neck of the woods at

It’s easy-peasy… we’re here to help!…

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