Here are all the articles I wrote during October, 2012. I hope they're useful to you.

October 15th, 2012

Bottom Line it.

My brain hurts from trying to learn all of the rapidly changing rules-regulations-guidelines-deadlines-laws-exceptions-mandates regarding the Affordable Care Act.   Just when I think I’ve learned (and remembered!) something new — bam! — it all changes again.

But here’s a short, easy-to-read, piece from Bottom Line Secrets — 3 easily answered (and understood) myths about health care reform.…

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October 14th, 2012

PPACA (Patient Protection and Affordable Care Act)

The name of the health care reform law President Barack Obama signed on March 23, 2010.…

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October 14th, 2012

Patient Protection and Affordable Care Act (PPACA)

The name of the health care reform law President Barack Obama signed on March 23, 2010.…

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October 14th, 2012

Network

The hospitals, health care professionals and labs that have contracted with a health plan to provide health care services.    When a provider is “in-network” they must discount their prices to you.…

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October 14th, 2012

Medicare Part D

The part of Medicare that helps pay for prescription drugs. Insurance companies must be approved sponsors before they can offer Medicare Part D Prescription Drug plans.…

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October 14th, 2012

Medicare Part B

The part of Medicare that helps pay for doctors and outpatient care.…

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October 14th, 2012

Medicare Part A

The part of Medicare that helps pay for hospital care. It also covers nursing home, home health and hospice care.…

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October 14th, 2012

Brand Name Drugs

A drug manufactured by a pharmaceutical company that’s chosen to patent the drug’s formula and register its brand name.  These patents run for 17 years before the drug can be marketed by a generic drug company at a much lower cost to consumers.…

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October 14th, 2012

Generic Drugs

A prescription drug that has the same active-ingredient formula as a brand-name drug. A generic drug is known only by its formula name and its formula is available to any pharmaceutical company. Generic drugs are rated by the Food and Drug Administration (FDA) to be as safe and as effective as brand-name drugs. Usually, generics cost a lot less for you and the insurance company.…

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October 14th, 2012

Drug List (aka Formulary)

Used by insurance companies, a pre-approved list of preferred, commonly prescribed prescription drugs. These drugs are chosen by a team of doctors and pharmacists because of the drugs’ clinical superiority, safety, ease of use and cost (but mostly costs!).…

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