Here are all the articles I wrote during December, 2010. I hope they're useful to you.

December 30th, 2010

Children, children, children… Pay Attention!

As confusing and aggravating as the new health care reform laws are, in CA there is actually some good news starting 1/1/11.

Shortly after the reform law was enacted on 3/23/10, the insurance companies stopped accepting applications for children only (the explanation is long and boring, but if you want to know the back story send The Insurance Mom an e-mail and I’ll fill you in).   If you wanted to insure a child on an individual policy, then a parent had to also apply, even if Mom or Dad didn’t need the coverage.   What a pain!

Thanks to a new CA law — AB 2244 — there is now a short window of opportunity to get your child health insurance all by themselves on an individual policy.  From 1/1/11 to 3/1/11, CA insurance companies are accepting applications for your kids — solo.    The policy will be issued regardless of your kids’ current health status or health history — guaranteed!

What a nice way to start the new year!

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December 15th, 2010

Scrambled Eggs and Mashed Potatoes!

That’s how my brains feel!   It’s been several months since I’ve been here, but there has been SO much going on in the wacky world of health insurance and health care reform I’m having trouble keeping up with it.    I’m having even more trouble filtering it all down so that I can make some sense of it for you.    I go to meeting after meeting to listen to the (alleged) experts and come away with mounds upon mounds of mind boggling information.

The new federal health care reform laws are cumbersome at best.  The regulations currently being written will wind up being about 300,000 pages.   Nope, that’s not a typo.

So.   If you’d like to know just a little bit about how all of these health care reforms could impact your life, please do contact me.     The Insurance Mom really does want you to know.   I want you to be prepared, very prepared.…

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