Here are all the articles I wrote during May, 2015. I hope they're useful to you.

May 12th, 2015


You’re a smart shopper.  You do your research.  You clip coupons.  You read Yelp reviews, compare online ratings and costs.    So why is it when it comes to your health, you don’t do the same?

The Insurance Mom is here to help you be your own best advocate.  In this new world of Affordable-Care-Act-madness  here are some handy do-it-yourself tips to get the biggest bang for your health plan buck and save you money in the long run.    Just because you have health insurance doesn’t mean you’re automatically getting the best deals.

When you have the ability to plan before diagnostic tests, procedures, and doctor visits:

Check out this nifty website from Health Care Blue Book.  It will compare and contrast costs for doctor visits, procedures, hospitals and other facilities, as well as the Fair Price for a medical services from different locations.    A friend found that two hospitals near him were charging very different amounts for the EXACT SAME diagnostic tests.  One was $1,400, the other was $6,400!!! Very smart shopping! When you can, plan!

When your prescriptions get too spendy, we have three suggestions:

GoodRx to compares costs of different meds at different pharmacies in your area.  Didn’t think there would be a difference, did you?  Give it a try and you’ll see costs vary from one pharmacy to another.    Make an informed choice about how and where you shop.

There’s a free discount card available with just a simple click!  Go to Water Tree Health’s website for great discounts on pharmaceuticals, diabetic supplies, even some pet supplies!

I get a lot of questions on this one.  For certain medications, you can shop outside of the country and see a big discount.   Pharmacy Checker is a good example of how to compare drug prices …

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May 4th, 2015

Open Enrollment is Over!  Let’s Have Some Laughs!

One of the rules of the Affordable Care Act (aka ObamaCare) means that for everyone in an individual health insurance plan, you can only make changes, or enroll in a new plan, during Open Enrollment, from November 15th thru February 15th.   Kinda like tax season is for accountants, it creates a wild ride for brokers all across the USA.

Here are a few funny quotes Alison and Her Helper Elves heard during Open Enrollment:

“I’m sorry I’m losing my motor skills.”

“If you go with that company then you’re REALLY gonna need psychotherapy!”

“I want to apply for Obamacare over the phone”

“There is no Narnia”

We hope you got a good giggle from this!  What are some of your funny work stress moments?…

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