Here are all the articles I wrote during March, 2011. I hope they're useful to you.

March 17th, 2011

Run for your life!

What are YOU doing this Sunday, March 20th?    Running the L.A. Marathon perhaps?   If you’re running, good for you and good luck!

If you’re not running the marathon but will be out running errands instead, then you’ll need to know about the road closures in and around Los Angeles from downtown to the sea, starting at Dodger Stadium and winding through Los Angeles, West Hollywood, Beverly Hills, the Veterans Administration and ending up in Santa Monica.

The Insurance Mom congratulates all of the runners, walkers, cyclists, wheelchair athletes, pogo stick jumpers, the young, the old and everyone in between!

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March 11th, 2011

Let The Sunshine In!

Daylight Savings Time is here this weekend.   So before going to bed Saturday night be sure to move your clocks one hour ahead —  that is, if you still use clocks in addition to your Smart Phone, iPad, PC, Mac or sundial.

When you finally recover from that lost hour of sleep, you’ll have more daylight to get out and exercise after work (no more excuses!).  More exercise means staying healthy.  Staying healthy could result in lower medical and prescription costs.

And, of course, keeping your medical costs down means not having to use your health insurance so much.  And we ALL know what that means, right?   If we don’t over-utilize the health insurance system, maybe we could ALL have an impact on how the insurance companies raise our rates every year.

It’s all connected.   Sunshine, exercise, good health, lower costs.  What a deal!

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March 3rd, 2011

Non-Grandfathered Plan

If you bought your health insurance after 3/23/10 or made any changes at all to a plan you bought before 3/23/10, you have a Non-Grandfathered Plan.   It must meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).…

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March 3rd, 2011

Grandfathered Plans

If you bought your health insurance before 3/23/10 and haven’t made any changes to it since, you have a Grandfathered Plan.   It does not have to meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).…

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March 1st, 2011

Cheap drugs, come and get ’em!

If you’re taking Lipitor for high cholesterol (no more chocolate chip cookies and milk for you!), then you’ll be interested to hear about Pfizer’s new $4 program.

If you have health insurance and your co-pay is less than $54, you’ll be able to buy Lipitor for $4 with Pfizer’s new discount card, for up to 12 months.     If your co-pay is more than $55, you’ll only pay$5.

Spend less of your money.    And, consequently, less of the insurance company’s money.   Let the drug company buy your drugs for you!

The Insurance Mom says when we all put less of a burden on the insurance companies, the less of a burden they put on us with higher premiums!

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