As confusing and aggravating as the new health care reform laws are, in CA there is actually some good news starting 1/1/11.
Shortly after the reform law was enacted on 3/23/10, the insurance companies stopped accepting applications for children only (the explanation is long and boring, but if you want to know the back story send The Insurance Mom an e-mail and I’ll fill you in). If you wanted to insure a child on an individual policy, then a parent had to also apply, even if Mom or Dad didn’t need the coverage. What a pain!
Thanks to a new CA law — AB 2244 — there is now a short window of opportunity to get your child health insurance all by themselves on an individual policy. From 1/1/11 to 3/1/11, CA insurance companies are accepting applications for your kids — solo. The policy will be issued regardless of your kids’ current health status or health history — guaranteed!
What a nice way to start the new year!
