Blog - Page 9 of 27 - Alison Gordon Insurance Services

We made it! Open Enrollment is OVER!

February 11, 2016

Hello, Insurance Mom family – Phew! Open Enrollment for individual health insurance ended 1/31/16. The Insurance Mom and her Helper Elves have been very busy taking care of everyone, and now we’ve got more time to talk about insurance-y stuff through our fabulous blog posts. Open Enrollment is the time when anyone can get individual health insurance or make changes to their individual health insurance. From now until January of 2017, you are locked into whatever

The Insurance Mom’s Handy Cheat Sheet!

August 27, 2015

Are you confused and frustrated by your health insurance? Having health insurance can be like eating your broccoli … necessary but not fun. But now, you can understand more about how to make your insurance money work for you! Here it is … your one stop guide to health insurance cheat sheet: The Insurance Mom Cheat Sheet

Big changes are coming for small business owners….

August 17, 2015

CALLING ALL SMALL BUSINESS OWNERS!!! Are you aware of the big health insurance changes coming in 2016?? The Affordable Care Act (aka ObamaCare) will create a tsunami that may really change your health insurance benefits. Small Groups used to be classified as 2-50 employees. In 2016, it will change to 1-100 employees. This major shift will be hardest on companies in the awkward midsize range — 50-100 employees. Here’s why . . . Before 2016, these groups with over 50

You Can’t Take it With You — Life Insurance That Is!

August 13, 2015

Got life insurance at work? Great! Leaving the job for something bigger and better? Congrats! Retiring from the daily grind? Have fun! But… heads-up! You can’t take your cheap, affordable term life insurance with you. I bet you didn’t know that, right? You can only keep your cheap, affordable term life insurance if you change it to the more expensive permanent sort of life insurance (aka “whole life”). What, Insurance Mom? Tell me what to do!! Take a deep breath

The DOL says Insurance companies are SOL denying certain lady stuff!

August 7, 2015

On May 11th, The Department of Labor issued a statement clarifying the terms the Affordable Care Act outlined in regards to preventative services covered AND lady visit stuff. It made sure that these terms are no longer ambiguous. THAT means insurance companies can’t jump around covering a few things they were denying before this statement was released. We did a little announcement a few blogs ago, but I also wanted to share this link as it was helpful to a

Assurant is going WHERE!?

July 21, 2015

Big news across the nation. Assurant Health, a big player in health insurance, will be closing up shop at the end of the year. This means everyone with an individual Assurant plan will need to get a different plan in place for January 1st, 2016. But my Assurant friends, we can’t do anything for you until Open Enrollment in November. This is going to be a HUGE change for the face of health insurance next year. The Insurance Mom will keep

National Campaign for Brokers

July 16, 2015

My fellow brokers: we’ve had a great time at our webinar on Insurance and Social Media with LAAHU. Email info@laahu.org to get the recording if you missed the live broadcast. We’re working on a national campaign to ensure the future of the Individual Health Insurance Broker. Here is your first test of your new found social media prowess. Tweet! Facebook! Email blast away a sample message to start the ball rolling: #HealthInsurance brokers know all! Don’t go without. Click to keep them

Good news for people with pricey $$ prescriptions!

July 13, 2015

Good news… perhaps! If you have health insurance through Covered California (the CA exchange/marketplace), new limits have been set on how much you’ll pay for those expensive monthly “specialty” drugs. Starting January 1st, 2016, you’ll see some upgrades in your prescription benefits. Covered California ruled that Silver, Gold, and Platinum plans will have a cap of $250 a month per specialty drug. Bronze plans are a little different– there is a yearly $500 drug deductible, and then a $500 monthly

Big changes for Blue Shield 2014 and onwards.

July 7, 2015

Chad Terhune is a favorite author around this office. He writes great articles like this one about what’s going on in the health insurance market. https://www.latimes.com/business/la-fi-blue-shield-audit-20150705-story.html#page=1 In it, he breaks down what happened with a recent audit on Blue Shield’s funds. Here’s the Mom’s boiled down version. Blue Shield has been a non-for-profit since 1939. In recent years, they have had more than $4 billion in surplus. That’s crazy big! Big enough that the State of California decided they needed to check

We made it! Open Enrollment is OVER!

More thoughts on doc shortage problem …