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You think YOUR insurance company is bad?

You think your insurance company is bad?! Check out the latest bovine defecatory material about Aetna from CNN. We all know medical claims can be a nightmare to handle… How would you feel if something like this happened to YOU? The Insurance Mom says BE YOUR OWN BEST ADVOCATE!   Stay involved.  Keep informed.  

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Truth or (do you) Dare About Medical Care?

Thank you for coming back!  This is our final and MOST IMPORTANT segment for our medical care blog series, Are YOU ready for Single Payer?  The whole reason we dove into this topic was because of SB 562, the Healthy California Act. On 6/23/17, CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved the proposal saying it is “woefully incomplete” and has postponed any further legislative action until 1/18/18. At the very least, this will give the CA Senate and Assembly time

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The Truth About Single Payer System

Thank you for tuning in and educating yourself about Single Payer!  This is part seven in our series, “Are YOU ready for Single Payer System?” The Insurance Mom wants you to know all sides of the insurance equation and really understand that “FREE MEDICARE FOR ALL” is very misleading and all political spin.   There’s nothing “free” about it. “If you think health care is expensive now, wait until you see what it costs when it’s free.”  — P.J. O’Rourke Let’s

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Public Impressions on Single Payer Insurance vs. Reality

Welcome to our sixth in the series, “Are YOU ready for Single Payer Insurance?”     Check out the above eye-opening graphic.  Words matter, don’t they?  While each of these things are different slightly (as we covered last week), the concept is the same. CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved SB 562 on 6/23/17 until January 2018, but that doesn’t mean the conversation is over. The Insurance Mom wants you to understand socialized medicine for the future.  Don’t shrug…

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What the heck IS single payer plan?

Thanks for tuning in to The Insurance Mom’s blog.  Last week, we opened the convo by talking about California’s SB 562, aka Healthy California.    Two State senators are proposing a single payer system.  But let’s unpack what that really means. Single Payer = “Rationed” Medical Care ICYMI, the CA Senate advanced a bill to the Senate.   SB 562 – The Health California Act.  And then… On Friday, 6/23/17, CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved the proposal saying it is

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Pack your bags – we’re goin’ on a trip around the health care delivery system!

The Insurance Mom mentioned in last week’s post that there seems to be a huge misunderstanding of how America’s health care delivery system compares to those of other countries.   The divine Michael Lujan, shares his expertise: The UK Model – In this mostly single-payer model, healthcare is provided and financed by the government through taxes. Except for small co-pays for prescriptions, there are no co-pays or deductibles as health care is delivered as a public service, like fire and police.

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Is Health Care A Right or a Privilege? (more brilliant comments from the amazing Michael Lujan)

A topic about universal health coverage (UHC) Inspired by the great Michael Lujan and his post on LinkedIn. At the center of the debate is this simple but loaded question. Every other developed nation has answered the question and enacted some form of universal health coverage (UHC). Proponents of the bill often make comparisons to the Canadian or the UK health systems. These comparisons are inaccurate, deliberately misleading, or possibly uninformed. The term “single-payer” refers to the financial arrangement; meaning one

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What a difference a week makes! SB 562 Update

Thanks for tuning in for our series on single payer!  What a difference a week makes; big update on SB 562. On Friday, 6/23/17, CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved the proposal saying it is “woefully incomplete” and has postponed any further legislative action until January 2018. “If you think health care is expensive now, wait until you see what it costs when it’s free.”  – P.J. O’Rourke The Insurance Mom’s colleague, Michael Lujan (one of CA’s best-known expert insurance

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What’s going on with healthcare today!?

Are YOU confused about healthcare?  We all are!  There are some VERY big things being discussed right now regarding healthcare insurance.  But we read all the articles and boil it down into an easily digestible stew.  Here’s the inside scoop from The Insurance Mom! While a lot is happening in Washington, there’s even more urgent things happening here at home in CA. SB 562 — The Healthy California Act — is working its way through Sacramento right now.   You probably

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Tax Credits

Part of the Affordable Care Act (Obamacare),  people get a tax credit to help them pay for their insurance premium.  Tax credit eligibility is determined by the FPL guidelines (your annual household income).

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