Brought to you by Alison Gordon Insurance Services, Inc. CA license #0780178

I’d like to trust them, but…

The Insurance Mom wants to know… does this make ANY sense to you? Last year it became possible for an unhealthy, uninsurable person to get guaranteed health insurance.  The government enacted the Pre-Existing Condition Insurance Plan (PCIP).   It’s available.  It’s affordable.  And the benefits aren’t too bad either.  Sounds too good to be true, doesn’t it?    Read on. My uninsurable client qualifed and voila! — on March 1st he had pretty good health insurance.    But because of his escalating mental

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Matters of the Heart

Do you ever wonder how some people just know how to express a thought or a feeling perfectly?   Daphne Rose Kingma is that person.   If you welcome pure inspiration for the heart and soul, then Daphne Kingma is worth reading.    In the piece entitled “Letting Go,” she writes, “No matter how hard you may try to end a relationship, it isn’t over until it’s over on every level for each person who was once a part of it.  So long

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Gimme a break!

One reason to dislike the IRS a little less:   The IRS is giving everyone THREE extra days (wahoo!) to file your 2010 taxes. If you’ve been putting off preparing your taxes until the last minute, you have until Monday, April 18th to get it done. No, the IRS is not just being generous.   The mini-extension comes thanks to Emancipation Day, a Washington DC holiday that celebrates the freeing of slaves in the District. And you thought the IRS was just

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Run for your life!

What are YOU doing this Sunday, March 20th?    Running the L.A. Marathon perhaps?   If you’re running, good for you and good luck! If you’re not running the marathon but will be out running errands instead, then you’ll need to know about the road closures in and around Los Angeles from downtown to the sea, starting at Dodger Stadium and winding through Los Angeles, West Hollywood, Beverly Hills, the Veterans Administration and ending up in Santa Monica. The Insurance Mom congratulates

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Let The Sunshine In!

Daylight Savings Time is here this weekend.   So before going to bed Saturday night be sure to move your clocks one hour ahead —  that is, if you still use clocks in addition to your Smart Phone, iPad, PC, Mac or sundial. When you finally recover from that lost hour of sleep, you’ll have more daylight to get out and exercise after work (no more excuses!).  More exercise means staying healthy.  Staying healthy could result in lower medical and prescription

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Non-Grandfathered Plan

If you bought your health insurance after 3/23/10 or made any changes at all to a plan you bought before 3/23/10, you have a Non-Grandfathered Plan.   It must meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).

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Grandfathered Plans

If you bought your health insurance before 3/23/10 and haven’t made any changes to it since, you have a Grandfathered Plan.   It does not have to meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).

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Cheap drugs, come and get ’em!

If you’re taking Lipitor for high cholesterol (no more chocolate chip cookies and milk for you!), then you’ll be interested to hear about Pfizer’s new $4 program. If you have health insurance and your co-pay is less than $54, you’ll be able to buy Lipitor for $4 with Pfizer’s new discount card, for up to 12 months.     If your co-pay is more than $55, you’ll only pay$5. Spend less of your money.    And, consequently, less of the insurance company’s money.  

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Confused by Anthem Blue Cross? You’re not alone!

Thanks to Obama’s Health Care Reform laws and the confusion between grandfathered and non-grandfathered plans, things are a-changing and are difficult for everyone to understand… even for The Insurance Mom! If  you have an individual/family plan with Anthem BC, you recently received a huge mailing full of documents, jargon, pamphlets and choices, oh my! The documents you’ve received talk about the pre-ObamaCare plans (grandfathered) versus the new ObamaCare plans (non-grandfathered) and what happens if you move from a grandfathered plan

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If you have children…

Hey Moms and Dads… NOW is the time to get your kids health insurance.    Especially if you haven’t been able to get them insurance before because of an illness or pre-existing health condition.   NOW means NOW, no waiting!   In California, the health insurance companies must give your kids health insurance when you submit an application — with The Insurance Mom’s help, of course!  But you’ve only got until March 1st to do it. So do not pass “Go” — do

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