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A prescription drug that has the same active-ingredient formula as a brand-name drug. A generic drug is known only by its formula name and its formula is available to any pharmaceutical company. Generic drugs are rated by the Food and Drug Administration (FDA) to be as safe and as effective as brand-name drugs. Usually, generics cost a lot less for you and the insurance company.
Used by insurance companies, a pre-approved list of preferred, commonly prescribed prescription drugs. These drugs are chosen by a team of doctors and pharmacists because of the drugs’ clinical superiority, safety, ease of use and cost (but mostly costs!).
Used by insurance companies, it is a pre-approved list of preferred, commonly prescribed prescription drugs. These drugs are chosen by a team of doctors and pharmacists because of the drugs’ clinical superiority, safety, ease of use and cost (but mostly costs!).
COBRA is short for the Consolidated Omnibus Budget Reconciliation Act. It is a federal law that allows people to continue benefits for a period of time after group health coverage ends. COBRA applies after a job loss, reduction in hours, death or divorce. The person usually pays the entire premium plus two percent.
That’s right, the rumor is true… being responsible no longer costs money! Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%. No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy. The federal law says that health insurance plans must now pay 100% for generic birth control pills and all other prescribed and FDA-approved birth control methods. If you got your
If you’re in California and have health insurance in California, then this one’s for you. As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage. Wahoo! Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of you this brand new benefit in your health insurance. The new benefit will include, office visits, prenatal care, delivery and postnatal care. The benefits for
*******************I M P O R T A N T****I M P O R T A N T****I M P O R T A N T**************** Good news! Anthem Blue Cross has announced that Hospital Corporation of America’s California hospitals once again participate in Anthem BC’s’ network. In Southern California: Los Robles Regional Medical Center West Hills Hospital Riverside Community Hospital In Northern California: Regional Medical Center of San Jose Good Samaritan Hospital in San Jose Despite the terminations announced in
IMPORTANT IMPORTANT IMPORTANT IMPORTANT Anthem Blue Cross has been unable to re-negotiate its contracts with the following hospitals, so they are now considered out-of-network. In Southern California: Los Robles Regional Medical Center West Hills Hospital In Northern California: Regional Medical Center of San Jose Good Samaritan Hospital in San Jose If you are currently in the middle of treatment at one of these hospitals and are concerned about the disruption of care, please let me know and I’ll tell you
What do ex-Facebook employees do when they leave the mother of all jobs? Of course, they start their own online service, GoodRx.com. Want to find the best price for your prescription at a pharmacy near you? Type in the name of your drug and zip code. Et voila! You’ll see all of your local pharmacies and what they’re charging. There are even handy coupons for some drugs. Wouldn’t it be great to pay less than your insurance co-pay for prescriptions?
The Insurance Mom wants YOU to be a good money manager, and here’s one tool you can use painlessly, immediately and easily. And, best of all, it’s free! MyRxSavings is a pretty cool prescription discount program. Go to the site, print out your discount card and you’re off to the land of saving money! You can even print out manufacturer’s discount coupons for some of your favorite drugs. You’ll see coupons for as low as $4 for a 30-day supply
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