Blog - Page 12 of 27 - Alison Gordon Insurance Services

Good News for All You Ladies in CA!

October 21, 2014

Ladies! Were you excited to hear that the new federal law, The Affordable Care Act (ObamaCare,) would make it so your health insurance would cover your birth control, but then were disappointed to find out that your specific brand was the exception to that rule? Well, the State of California has passed SB 1053 that improves the access women have to THE FULL RANGE of contraceptive methods! The ACA lacked clarity and that led to the health insurance companies interpreting

Will YOU Be My Doctor?!

October 20, 2014

ALL networks are getting skinner and anorexic, reducing your choices for 2015. In 2014, the biggest problem with doctor networks came with plans purchased on Covered CA. It was hard to determine if your doctor took the Covered CA plans. The Covered CA search engine was incorrect and removed from the website. Some doctors only participated in networks used by off-exchange plans. The same problem may continue in 2015. It could be tricky to navigate for consumers who get a

Rates, Schmates! What About Doctor Networks?!

October 20, 2014

With all the changes in health insurance, everyone seems to be talking only about monthly premiums. But what about access to your favorite doctors who may not be in your plan’s network anymore? You may be seeing a lot of ads on Proposition 45, which has to do with how rates are regulated (see my most recent blog with my position on the matter). Everyone seems to be crying “lower premiums,” but no one seems to think about what effect

How Much Will it Cost to Get Covered in 2015?

October 20, 2014

If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. Not all of the rates have been approved by the CA Department of Insurance. But we do know the word on the street from going

Time to Vote! Pay attention to Prop 45!

October 10, 2014

As you know, I normally don’t share my political opinions with clients. However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly oppose this measure. Proposition 45 will radically alter the choices available to individuals and small businesses purchasing health insurance in California. Supporters of Proposition 45

Covered California Less Confusing The Second Time Around?

September 9, 2014

If you’re one of the 1.2 million California residents currently enrolled in a health insurance plan through Covered California, renewing your plan for 2015 may be a bit of a mess. Here’s what’s coming. It’s a bulky two-step process that could confuse you and cause a minor panic attack. If you’re already insured through Covered CA, you’ll be getting two different notices… one from your insurance company and one from Covered CA. Expect them in October and November. READ them!!

Are you OK with one person taking control of what happens to your medical bills?

August 18, 2014

I don’t think I’ve ever politicized a blog post. This could be a first. So you’ve gotta know how important it must be. Proposition 45 will be on the ballot in November. Prop 45 is a flawed, deceptive measure that will increase costs for consumers and (maybe) harm the quality of our health care. A special interest group (of course!) is sponsoring Proposition 45, an initiative on the November 2014 ballot that gives ONE POLITICIAN (the Insurance Commissioner) new power

Long-Term Care Clarity!

July 9, 2014

Does Medicare cover long-term care expenses? The answer may surprise you! There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone. Most of us haven’t. But, the BIG question is: Would you be able to afford it? In California, the average annual cost for long term care – today — is

Is your medication worth $84,000? You tell me . . .

March 10, 2014

I just read an article about new drug treatments for Hepatitis C. Hep C is the #1 cause of liver transplants in America. Serious problem, right? Drug companies have come up with a serious answer . . . but to the tune of $1,000 per pill, making one course of treatment with this new drug cost $84,000!!! What does that mean? It means that if drugs cost this much, it drives up the cost for health insurance for EVERYONE! Yes,

Deadline approaching . . . get on it, kiddies!

March 7, 2014

Are you aware that the deadline for open enrollment to get health insurance is quickly approaching? Well then, you’re not alone! In a recent survey, 55% of Americans are unaware that they won’t be able to apply for health insurance after March 31st (unless after that date, they have a big life change like a new job, loss of coverage, unemployment, marriage, divorce, or babies). What does that mean for you? Time to hop to! If you don’t have health

Good News for All You Ladies in CA!

Will YOU Be My Doctor?!

Rates, Schmates! What About Doctor Networks?!

How Much Will it Cost to Get Covered in 2015?

Time to Vote! Pay attention to Prop 45!

Covered California Less Confusing The Second Time Around?

Are you OK with one person taking control of what happens to your medical bills?

Long-Term Care Clarity!

Is your medication worth $84,000? You tell me . . .

Deadline approaching . . . get on it, kiddies!

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