Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On!
- You can’t just get individual health insurance any old time. Enroll only during Open Enrollment! The next one is November for coverage starting January 1st. If you have coverage at work, you have to wait until your employer’s open enrollment period.
- Pay your individual insurance bill within 30 days or you’ll lose the insurance (oh no!). You’re out of luck until the next Open Enrollment. In some states there are options, but none will protect you like regular health insurance.
- ONE free physical a year, with an IN-network doctor, is included in every policy. Ladies, you get a gyno visit too. No dollars out of your pocket. Not even a copay! Check with your insurance broker to find out which specific exams and lab tests are included.
- ALL FDA-approved birth control is FREE now if you want it!
- Kids are automatically enrolled in pediatric dental & vision coverage. As long as you go to an IN-network dentist or optometrist, standard cleanings and exams are free and most costs will be discounted.
Now… don’t you feel smarter!?
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