Health insurance for individuals and small groups
Individuals
The Insurance Mom says that without health insurance you could face catastrophic financial problems. You don’t want to take that risk, and The Insurance Mom doesn’t want you to, either.
Health insurance is sort of like car insurance. You don’t have car insurance to pay for that annoying flat tire or broken mirror. You have car insurance in case of a major accident. Right?
It’s the same idea for health insurance. No insurance is going to pay for all of your boo-boos, but it will protect you against the enormous costs you can accumulate if something serious happens. When I was hospitalized in 2005 for just four days, the hospital bill alone was $50,000!! No kidding.
Even if you have to pay a medical bill in payments over time (yes, it’s possible — ask The Insurance Mom how), you can still afford to pay for the easy stuff. Take care of the easier-to-budget expenses yourself. The right plan makes it affordable to have health insurance to protect you against overwhelming medical expenses.
Most people realize that they need health insurance, but find the whole thing confusing and complex.
That’s why The Insurance Mom is here. I make it easier for you to be confident that you have the right plan for your needs, your lifestyle and your budget.
Please, don’t take the risk of financial problems just because health insurance seems confusing. You’re not alone. Call me. Together we will figure it out.
The last thing you want to hear is your Insurance Mom saying, “I told you so!”
Group Insurance
Your employees are your greatest asset! The Insurance Mom wants to help you protect them. One of the great things about California is that we have some of the best small group insurance laws in the country, so groups from 2 to 50 employees are guaranteed to be insurable — and it doesn’t have to be expensive. Together, we can figure out the best plans for you and your employees at a cost that makes sense for everyone. The Insurance Mom will help you mind your Ps and Qs so that everyone can be healthy, just like they were eating plenty of good chicken soup!