Here are all the articles I've written about Money Management. Enjoy!

April 14th, 2011

Gimme a break!

One reason to dislike the IRS a little less:   The IRS is giving everyone THREE extra days (wahoo!) to file your 2010 taxes.

If you’ve been putting off preparing your taxes until the last minute, you have until Monday, April 18th to get it done.

No, the IRS is not just being generous.   The mini-extension comes thanks to Emancipation Day,…

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March 11th, 2011

Let The Sunshine In!

Daylight Savings Time is here this weekend.   So before going to bed Saturday night be sure to move your clocks one hour ahead –  that is, if you still use clocks in addition to your Smart Phone, iPad, PC, Mac or sundial.

When you finally recover from that lost hour of sleep, you’ll have more daylight to get out and…

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March 1st, 2011

Cheap drugs, come and get ‘em!

If you’re taking Lipitor for high cholesterol (no more chocolate chip cookies and milk for you!), then you’ll be interested to hear about Pfizer’s new $4 program.

If you have health insurance and your co-pay is less than $54, you’ll be able to buy Lipitor for $4 with Pfizer’s new discount card, for up to 12 months.     If your…

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January 10th, 2011

Ladies, this one’s for you!

The Insurance Mom wants you to stay healthy!  When you stay healthy then you don’t have to go to the doctor, get all kinds of expensive tests and treatments and worry about the high deductible on your health insurance plan.

Here’s a great little article about how we can easily take care of ourselves.   And, with the new federal…

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September 9th, 2010

The Other Side Of The Story

The Insurance Mom loves her colleagues around the country… they are a very smart bunch!  Especially Ric Joyner, a benefits specialist in Madison, WI, who writes an excellent benefits blog.      If you value your hard-earned money, I really want you to take a few moments to read how health care reform will impact your life and your money.

The…

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August 24th, 2010

Change Is The Only Constant

ObamaCare — aka Patient Protection and Affordable Care Act — aka PPACA — aka PeePeeCaCa — is about to launch the first round of big changes in health insurance plans in every state, every insurance company, every plan, every one.

No later than 9/23/10, there can be no lifetime limits on health plan coverage.  This will apply to new policies…

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August 23rd, 2010

How To Add $$$$ To Your Paycheck

Want more take-home money in your paycheck?  Of course you do!   If you’re an employee (not an independent contractor) and are looking for ways to have more $$$$ in your checking account, then this article is for you.

Eva Rosenberg, aka TaxMama, has some great advice… it’s even easy to follow!   The Insurance Mom wants you to fight for your…

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August 2nd, 2010

It Never Hurts To Ask!

The Insurance Mom says that everything is negotiable… including the cost of your medical care.   You wouldn’t think twice about negotiating with an car dealer or a CraigsList vendor, right?  Well, you can — and should — do the same with your doctors, labs and hospitals.  Saving money is a good thing!  The Insurance Mom wants you to fight for…

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June 19th, 2010

Doughnut holes, hold the coffee

If you or anyone you know is currently on Medicare and enrolled in a Part D drug plan, the new “Stealthcare” reform laws enacted this year are now starting to offer you a small safety net… really small.   If you reach the dreaded “doughnut hole” — that place where you have to pay full price for your prescriptions until the…

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April 22nd, 2010

Small Businesses: How To Claim Your Health Insurance Premium Tax Credit

Questions abound!   Here’s an answer:

HOW TO CLAIM THE TAX CREDIT

How does an employer claim the tax credit? The credit is taken on the annual tax return. The IRS will provide information on how tax-exempt employers can claim the new credit.

Does taking the tax credit affect an employer’s deduction for health insurance premiums? Yes. The…

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