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Is anyone dependent on your income, like a family member or creditor (like a mortgage lender or business loan)? No? You don’t need life insurance! Yes? I suggest you talk to a trusted insurance agent — aka EXPERT! — for recommendations. Do you want to protect your people for a set period of years, like… Continue reading Do you really need life insurance?
Like life insurance, LTC insurance gives you and your family choices (not expenses) when you need them the most. And here’s a super-simple cartoon shared by our LTC colleague Steve Cain of LTCI Partners. Easy to read, and a little entertaining too! It doesn’t even matter how old you are, at some point you’re probably… Continue reading Exactly what IS Long Term Care insurance and why should I care about it?
What is medical identity theft? Sounds scary, right?! It is!!! Medical identity theft is when your important info is used by someone else to get health insurance, health care services or procedures… YIKES! The Insurance Mom knows you’re one of a kind. BUT the bad guys can steal your Personally Identifiable Information (PII) and sell it… Continue reading Medical Identity Theft
More COVID $$$$ could be yours… Rebates from your health insurance company! Goodie for you! For more information on how, why, and when you might get these rebates:
If you’re a FREELANCER in CA (aka INDEPENDENT CONTRACTORS) — read all of this to protect your $$$ ! The Insurance Mom wants to make you aware of a recent CA Supreme Court ruling. It could really HURT you as a FREELANCER. If you HIRE freelancers, this new state law could hurt you as a… Continue reading Freelancers & Independent Contractors! A new CA law could HURT your status!
READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in. BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019
Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On! You can’t just get individual health insurance any old time. Enroll only during Open Enrollment! The next one is November for coverage starting January 1st. If you have coverage at work, you… Continue reading 5 Tips From Your Insurance Broker!
Sooo… what’s all the buzz about the ALL NEW Medicare updates? NEW MEDICARE ID CARDS ARE ON THEIR WAY! No more Social Security numbers. Starting this April, the Centers for Medicare Services (CMS) will be rolling out their NEW ID cards. There’ll be one with YOUR name on it… and a BRAND NEW Medicare ID… Continue reading Have YOU heard about the MEDICARE updates?
Oodles of gratitude for taking this virtual trip to the doctor with us! Here’s even more in the series “What’s Up, Doc?” Catch up with parts one, two, three, four, five, six, seven, eight, nine, and ten. And now, our last in the series… “All Better… But Ouch, THIS BILL!!” Your doctor is IN-network right? The doctor’s… Continue reading “What’s Up, Doc?” Blog Series Part 11: All Better… But OUCH, This BILL!!
Hi again, my friends! Thank you so much for taking the virtual blog version of a doctor’s office visit with us. Here is our tenth part in the series, How to make the most of your office visit- a multi-part series.” Check out parts one, two, three, four, five, six, seven, eight, and nine. And… Continue reading “What’s Up, Doc?” Blog Series Part 10: Fanks, Doc, I Pheel Bmuch Mbetter