ObamaCare Archives

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5 things about health insurance you only know if you have a broker (Like ME!)

You can’t just get individual health insurance any ‘ol time you want. You MUST enroll during Open Enrollment (which starts in November for coverage beginning in January). ORRRRR you can get a new plan if you have a Qualifying Life Event (QLE) that happened within the last 60 days. A QLE is something like involuntary… Continue reading 5 things about health insurance you only know if you have a broker (Like ME!)

PPO, HMO, or EPO? What’s in a name?!

What’s with the alphabet soup? What’s it all mean? How will it inform your choices? Understanding the differences is essential to understanding health insurance. HMO (Health Maintenance Organization) Say your toe hurts and you’re on an HMO. Where do you go first, the podiatrist? WRONG! With an HMO, you must get prior approval and referral to a… Continue reading PPO, HMO, or EPO? What’s in a name?!

Medical Identity Theft

What is medical identity theft? Sounds scary, right?! It is!!! Medical identity theft is when your important info is used by someone else to get health insurance, health care services or procedures… YIKES! The Insurance Mom knows you’re one of a kind. BUT the bad guys can steal your Personally Identifiable Information (PII) and sell it… Continue reading Medical Identity Theft

A new COVID ‘stimulus check’ on the way?

More COVID $$$$ could be yours… Rebates from your health insurance company! Goodie for you! For more information on how, why, and when you might get these rebates:

Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in. BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

5 Tips From Your Insurance Broker!

Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On! You can’t just get individual health insurance any old time. Enroll only during Open Enrollment! The next one is November for coverage starting January 1st. If you have coverage at work, you… Continue reading 5 Tips From Your Insurance Broker!

Truth or (do you) Dare About Medical Care?

Thank you for coming back! This is our final and MOST IMPORTANT segment for our medical care blog series, Are YOU ready for Single Payer? The whole reason we dove into this topic was because of SB 562, the Healthy California Act. On 6/23/17, CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved the proposal saying it… Continue reading Truth or (do you) Dare About Medical Care?

The Truth About Single Payer System

Thank you for tuning in and educating yourself about Single Payer! This is part seven in our series, “Are YOU ready for Single Payer System?” The Insurance Mom wants you to know all sides of the insurance equation and really understand that “FREE MEDICARE FOR ALL” is very misleading and all political spin. There’s nothing… Continue reading The Truth About Single Payer System

Public Impressions on Single Payer Insurance vs. Reality

Welcome to our sixth in the series, “Are YOU ready for Single Payer Insurance?” Check out the above eye-opening graphic. Words matter, don’t they? While each of these things are different slightly (as we covered last week), the concept is the same. CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved SB 562 on 6/23/17… Continue reading Public Impressions on Single Payer Insurance vs. Reality

What the heck IS single payer plan?

Thanks for tuning in to The Insurance Mom’s blog. Last week, we opened the convo by talking about California’s SB 562, aka Healthy California. Two State senators are proposing a single payer system. But let’s unpack what that really means. Single Payer = “Rationed” Medical Care ICYMI, the CA Senate advanced a bill to the… Continue reading What the heck IS single payer plan?