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Confused about subsidies?

Are you eligible for a subsidy to help pay for your health insurance premium in 2014?   It’s not that difficult to figure out. You can use the subsidy calculator at https://kff.org/interactive/subsidy-calculator/.   Use the income that was reported on your 2012 tax return. If you are not eligible for a subsidy then there is absolutely NO… Continue reading Confused about subsidies?

Aetna Bites The Dust

Did you  know?  If you are in California and have an individual health insurance policy with Aetna, you are being abandoned on January 1, 2014.   Because of certain provisions in ObamaCare (aka The Affordable Care Act aka ACA), Aetna has decided to get out of the California individual market (can anyone say “profit margin”?) and… Continue reading Aetna Bites The Dust

ObamaCare and You

ObamaCare — aka The Affordable Care Act — is set to launch 1/1/14. For California residents… this summer you’re going to be bombarded with radio and TV ads about the “Health Care Exchanges” or “Marketplaces” — known in California as “Covered California.” ObamaCare will not necessarily save you money and it will not necessarily get… Continue reading ObamaCare and You

Confused by Anthem Blue Cross? You’re not alone!

Thanks to Obama’s Health Care Reform laws and the confusion between grandfathered and non-grandfathered plans, things are a-changing and are difficult for everyone to understand… even for The Insurance Mom! If  you have an individual/family plan with Anthem BC, you recently received a huge mailing full of documents, jargon, pamphlets and choices, oh my! The… Continue reading Confused by Anthem Blue Cross? You’re not alone!