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Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On! You can’t just get individual health insurance any old time. Enroll only during Open Enrollment! The next one is November for coverage starting January 1st. If you have coverage at work, you… Continue reading 5 Tips From Your Insurance Broker!
On May 11th, The Department of Labor issued a statement clarifying the terms the Affordable Care Act outlined in regards to preventative services covered AND lady visit stuff. It made sure that these terms are no longer ambiguous. THAT means insurance companies can’t jump around covering a few things they were denying before this statement… Continue reading The DOL says Insurance companies are SOL denying certain lady stuff!
Life since the Affordable Care Act is an interesting environment. Everything is changing at such a rapid pace, no one knows how to keep up. Hospitals are in the same boat, too! In a recent study, 75% of hospitals have reported an increase of emergency room traffic since the ACA started. Not only that, but… Continue reading ACA woes? Hospitals and Docs feel it too!
The Insurance Mom is a big fan of “Last Week Tonight” with John Oliver. I thoroughly enjoyed his expose (which aired on 2/8/15) about the relationship between doctors and pharmaceutical companies. The gist is this . . . it has been a long-time practice of pharmaceutical companies buying doctors lavish lunches, providing divine holidays, inviting… Continue reading Why we love John Oliver OR How to get a free lunch!
Does Medicare cover long-term care expenses? The answer may surprise you! There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone. Most of us haven’t.… Continue reading Long-Term Care Clarity!
I just read an article about new drug treatments for Hepatitis C. Hep C is the #1 cause of liver transplants in America. Serious problem, right? Drug companies have come up with a serious answer . . . but to the tune of $1,000 per pill, making one course of treatment with this new drug… Continue reading Is your medication worth $84,000? You tell me . . .
… that you’re entitled to every bit of information in your own medical records? Thanks to the Health Insurance Portability and Accountability Act of 1996 (HIPAA), that’s one of your rights as a patient. Ask yourself: “Do I really know what’s in my medical records?”, and if you don’t, then make sure you get a copy… Continue reading Did the doctor tell you… ?
That’s right, the rumor is true… being responsible no longer costs money! Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%. No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy. The federal law says that… Continue reading No Kids… Free Birth Control!
If you’re in California and have health insurance in California, then this one’s for you. As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage. Wahoo! Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of… Continue reading Kids, kids, kids…
What do ex-Facebook employees do when they leave the mother of all jobs? Of course, they start their own online service, GoodRx.com. Want to find the best price for your prescription at a pharmacy near you? Type in the name of your drug and zip code. Et voila! You’ll see all of your local pharmacies… Continue reading More Cheap Drugs In Your Neighborhood