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If you’re a FREELANCER in CA (aka INDEPENDENT CONTRACTORS) — read all of this to protect your $$$ ! The Insurance Mom wants to make you aware of a recent CA Supreme Court ruling. It could really HURT you as a FREELANCER. If you HIRE freelancers, this new state law could hurt you as a… Continue reading Freelancers & Independent Contractors! A new CA law could HURT your status!
Holy cow, folks! What a crazy time for health insurance! Politics aside, The Insurance Mom wants you to be really, totally clear about what’s happening in the wacky world of health insurance. The first thing most clients ask me these days is about pre-existing conditions. What if I have an illness before I buy health… Continue reading Are AHCA concerns making you sick? Pre-existing conditions and MacArthur and more….
Hello, Friends! Are you ready for health insurance news for NEXT year?? Sit, get cawfee, or a cocktail and let’s tawk! This interesting article from the NY Times and this one from the Free Beacon each have loads of important info, but here’s the gist…. The SAME news: the NEXT open enrollment… Continue reading Health Insurance Forecast for 2017– Are YOU Prepared?
Do YOU have enough bucks tucked under the mattress for that OMG-unexpected-high-medical-expense? And, they’re always unexpected! How will you pay for stuff? Most people don’t have enough saved up for that OMG! time… or even for sushi next week. I have some great ideas… like an automatic savings plan, like life insurance, like disability insurance,… Continue reading Have YOU planned for the OMG??!
If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015?
Does Medicare cover long-term care expenses? The answer may surprise you! There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone. Most of us haven’t.… Continue reading Long-Term Care Clarity!
What do ex-Facebook employees do when they leave the mother of all jobs? Of course, they start their own online service, GoodRx.com. Want to find the best price for your prescription at a pharmacy near you? Type in the name of your drug and zip code. Et voila! You’ll see all of your local pharmacies… Continue reading More Cheap Drugs In Your Neighborhood
Please… sit up straight and pay attention class, elbows off the desks. If you currently have an individual (not group) California health insurance plan with either Anthem Blue Cross OR Blue Shield, prepare for rate hikes heading our way October 1, 2010. The rate hikes range from 14% to 20% with Anthem Blue Cross, and… Continue reading Take A Hike!
The Insurance Mom says that everything is negotiable… including the cost of your medical care. You wouldn’t think twice about negotiating with an car dealer or a CraigsList vendor, right? Well, you can — and should — do the same with your doctors, labs and hospitals. Saving money is a good thing! The Insurance Mom… Continue reading It Never Hurts To Ask!
From the Los Angeles Times, a short Q & A. Can you spot the fatal flaw in the legislation? Tell me what you see.