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Freelancers & Independent Contractors! A new CA law could HURT your status!

If you’re a FREELANCER in CA (aka INDEPENDENT CONTRACTORS) — read all of this to protect your $$$ ! The Insurance Mom wants to make you aware of a recent CA Supreme Court ruling.    It could really HURT you as a FREELANCER.     If you HIRE freelancers, this new state law could hurt you as a… Continue reading Freelancers & Independent Contractors! A new CA law could HURT your status!

Have YOU heard about the MEDICARE updates?

Sooo… what’s all the buzz about the ALL NEW Medicare updates? NEW MEDICARE ID CARDS ARE ON THEIR WAY! No more Social Security numbers. Starting this April, the Centers for Medicare Services (CMS) will be rolling out their NEW ID cards. There’ll be one with YOUR name on it… and a BRAND NEW Medicare ID… Continue reading Have YOU heard about the MEDICARE updates?

Truth or (do you) Dare About Medical Care?

Thank you for coming back!  This is our final and MOST IMPORTANT segment for our medical care blog series, Are YOU ready for Single Payer?  The whole reason we dove into this topic was because of SB 562, the Healthy California Act. On 6/23/17, CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved the proposal saying it… Continue reading Truth or (do you) Dare About Medical Care?

Are AHCA concerns making you sick? Pre-existing conditions and MacArthur and more….

Holy cow, folks!  What a crazy time for health insurance! Politics aside, The Insurance Mom wants you to be really, totally clear about what’s happening in the wacky world of health insurance. The first thing most clients ask me these days is about pre-existing conditions.  What if I have an illness before I buy health… Continue reading Are AHCA concerns making you sick? Pre-existing conditions and MacArthur and more….

Why we love John Oliver OR How to get a free lunch!

The Insurance Mom is a big fan of “Last Week Tonight” with John Oliver.   I thoroughly enjoyed his expose (which aired on 2/8/15) about the relationship between doctors and pharmaceutical companies. The gist is this . . . it has been a long-time practice of pharmaceutical companies buying doctors lavish lunches, providing divine holidays, inviting… Continue reading Why we love John Oliver OR How to get a free lunch!

Will YOU Be My Doctor?!

ALL networks are getting skinner and anorexic, reducing your choices for 2015. In 2014, the biggest problem with doctor networks came with plans purchased on Covered CA.   It was hard to determine if your doctor took the Covered CA plans.  The Covered CA search engine was incorrect and removed from the website.    Some doctors only… Continue reading Will YOU Be My Doctor?!

How Much Will it Cost to Get Covered in 2015? 

If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015? 

Are you OK with one person taking control of what happens to your medical bills?

I don’t think I’ve ever politicized a blog post.  This could be a first.   So you’ve gotta know how important it must be. Proposition 45 will be on the ballot in November.  Prop 45 is a flawed, deceptive measure that will increase costs for consumers and (maybe) harm the quality of our health care. A… Continue reading Are you OK with one person taking control of what happens to your medical bills?

Long-Term Care Clarity!

Does Medicare cover long-term care expenses?  The answer may surprise you!   There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely.   If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone.    Most of us haven’t.… Continue reading Long-Term Care Clarity!

Is Congress trying to hide from the Affordable Care Act?

Starting 1/1/14, the Affordable Care Act (ACA) will make Congress members and their staffs buy their own health insurance (for the first time ever!).  And they have to use the new public exchanges to do it.   BUT..  they’re all in a tizzy about what it’s going to cost them and are looking for ways to… Continue reading Is Congress trying to hide from the Affordable Care Act?