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Why we love John Oliver OR How to get a free lunch!

The Insurance Mom is a big fan of “Last Week Tonight” with John Oliver.   I thoroughly enjoyed his expose (which aired on 2/8/15) about the relationship between doctors and pharmaceutical companies. The gist is this . . . it has been a long-time practice of pharmaceutical companies buying doctors lavish lunches, providing divine holidays, inviting… Continue reading Why we love John Oliver OR How to get a free lunch!

Repost! 4 Simple Rules About Long Term Care Insurance

Another oldie but a goodie (with some updates) about Long Term Care Insurance.  Is it time for you or your parents to think about Long Term Care Insurance?  Here’s 4 quick rules about LTC . . . — First, always consult with a qualified broker, like The Insurance Mom! Second, buy a plan that’s affordable.  Don’t go… Continue reading Repost! 4 Simple Rules About Long Term Care Insurance

Revisiting A Short Course on LTC

Now that we have a bit of a handle on Open Enrollment for health insurance, I am getting nostalgic on my old blog posts and found this goodie on LTC: Did you know that at least 60% to 70% of people over 65 will eventually need long term care, either at home or in a… Continue reading Revisiting A Short Course on LTC

Will YOU Be My Doctor?!

ALL networks are getting skinner and anorexic, reducing your choices for 2015. In 2014, the biggest problem with doctor networks came with plans purchased on Covered CA.   It was hard to determine if your doctor took the Covered CA plans.  The Covered CA search engine was incorrect and removed from the website.    Some doctors only… Continue reading Will YOU Be My Doctor?!

Time to Vote! Pay attention to Prop 45!

As you know, I normally don’t share my political opinions with clients.   However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly… Continue reading Time to Vote! Pay attention to Prop 45!

Long-Term Care Clarity!

Does Medicare cover long-term care expenses?  The answer may surprise you!   There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely.   If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone.    Most of us haven’t.… Continue reading Long-Term Care Clarity!

UPDATED – Anthem Blue Cross In-Network Hospital Update

*******************I M P O R T A N T****I M P O R T A N T****I M P O R T A N T**************** Good news!  Anthem Blue Cross has announced that Hospital Corporation of America’s California hospitals once again participate in Anthem BC’s’ network. In Southern California: Los Robles Regional Medical Center West… Continue reading UPDATED – Anthem Blue Cross In-Network Hospital Update

More Cheap Drugs In Your Neighborhood

What do ex-Facebook employees do when they leave the mother of all jobs?   Of course, they start their own online service, GoodRx.com. Want to find the best price for your prescription at a pharmacy near you?   Type in the name of your drug and zip code.  Et voila!   You’ll see all of your local pharmacies… Continue reading More Cheap Drugs In Your Neighborhood

Get Cheap(er) Drugs!

The Insurance Mom wants YOU to be a good money manager, and here’s one tool you can use painlessly, immediately and easily.  And, best of all, it’s free! MyRxSavings is a pretty cool prescription discount program.  Go to the site, print out your discount card and you’re off to the land of saving money!  You… Continue reading Get Cheap(er) Drugs!

3-2-1… Zero!

Zero is good when you eat zero carbs or have zero zits.   But zero is not so good when you have zero bars on your phone or on January 1st every year.    Why?    The Insurance Mom is so proud you asked such a good question. Because every January 1st most health insurance deductibles re-set to…… Continue reading 3-2-1… Zero!