Financial services Archives

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Anthem Blue Cross alert

For subscribers in California, Anthem Blue Cross has announced that it will NOT be increasing individual premiums on 5/1/10 and for the foreseeable future, or at least until the State’s actuaries have completed their analysis of the proposed increase that had been scheduled for 3/1/10. The company must give subscribers a 30-day written notice… Continue reading Anthem Blue Cross alert

Four Simple Rules for Buying Long-Term Care Insurance

First, always consult with a qualified broker, such as The Insurance Mom! Second, buy only what is affordable. Do not stretch to buy a policy that covers 100% of anticipated future costs. It is much smarter to buy the amount of coverage for which you are sure you can keep making the premium payments. It… Continue reading Four Simple Rules for Buying Long-Term Care Insurance

More Bang for Your Buck – Part 2

Hospital labs vs. Stand-alone Labs Prices vary between a hospital laboratory and a stand-alone laboratory. Hospitals tend to charge more for their services, while a stand-alone laboratory has less overhead costs and often charges less. If your doctor refers you to a hospital, ask to be referred to a stand-alone laboratory. You have the… Continue reading More Bang for Your Buck – Part 2

Taxing News

Just a quick heads-up about your taxes. The Insurance Mom wants you to act like a grown-up (even if you don’t feel like one!) and be a responsible money manager. 1. If you are self-employed and paying quarterly estimated taxes, your 2009 4th quarter taxes are due 1/15/10. 2. 1099s must be issued no later… Continue reading Taxing News