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Freelancers & Independent Contractors! A new CA law could HURT your status!

If you’re a FREELANCER in CA (aka INDEPENDENT CONTRACTORS) — read all of this to protect your $$$ ! The Insurance Mom wants to make you aware of a recent CA Supreme Court ruling.    It could really HURT you as a FREELANCER.     If you HIRE freelancers, this new state law could hurt you as a… Continue reading Freelancers & Independent Contractors! A new CA law could HURT your status!

Is TrumpCare my Care??

The Insurance Mom is back to blogging after a very busy Open Enrollment!  Thank you to all our followers and lovely clients who sent along referrals.  We are very grateful for you!   It’s been an interesting end of 2016 and beginning of 2017.  With that, we are seeing a TON of proposed changes that… Continue reading Is TrumpCare my Care??

More thoughts on doc shortage problem …

We did this little blog post not long ago that still has me thinking: https://theinsurancemom.com/aca-woes-hospitals-and-docs-feel-it-too/ Alan Katz said something really interesting about the shortage of doctors in the USA. “The shortage of American doctors is something that predates the ACA. It’s easy to blame the ACA for every ill in America’s health care system. The… Continue reading More thoughts on doc shortage problem …

Why we love John Oliver OR How to get a free lunch!

The Insurance Mom is a big fan of “Last Week Tonight” with John Oliver.   I thoroughly enjoyed his expose (which aired on 2/8/15) about the relationship between doctors and pharmaceutical companies. The gist is this . . . it has been a long-time practice of pharmaceutical companies buying doctors lavish lunches, providing divine holidays, inviting… Continue reading Why we love John Oliver OR How to get a free lunch!

How Much Will it Cost to Get Covered in 2015? 

If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015? 

Time to Vote! Pay attention to Prop 45!

As you know, I normally don’t share my political opinions with clients.   However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly… Continue reading Time to Vote! Pay attention to Prop 45!

Your Government’s Health Insurance Plan

I have it on good authority that you’ll be able to contact one of the following newly created federal boards and commissions to get help with your government-sponsored health insurance.  Which one will you choose? 1. Grant program for consumer assistance offices (Section 1002, p. 37) 2. Grant program for states to monitor premium increases… Continue reading Your Government’s Health Insurance Plan

A Public Plan? To be or not to be?

I came across this interesting piece from Public Plan Facts and The Morning Sun (Pittsburgh, PA).  The letter’s author seriously questions the plausibility of a government-appointment Public Health Plan “Czar.”   Read the short and to-the-point letter here.  How much control over your health do you really want to give to the Washington powers-that-pretend-to-be?