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Hello Insurance Mom Village, Regardless of who you’re voting for in November (and you WILL vote, right?), it’s important to know the positions of the candidates. Here are some of the health insurance fantasies of the presumptive front-runners. I fell over this attention-grabbing piece on “TrumpCare” AND a clever, historical piece from NPR on… Continue reading TrumpCare vs. HillaryCare
Here’s PART FIVE: Drug Companies in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” If you’re just joining us, check out the hyperlinks to PART ONE, PART TWO, PART THREE, and PART FOUR. Pretty smart, huh? Here’s the final part to our series; it’s… Continue reading PART FIVE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry
Here’s PART FOUR: Research the Internet in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” Aren’t you loving our series on prescription drugs? By now, I hope you’re feeling empowered and smart. (Because you are!) If you’re just now joining us, click these links… Continue reading PART FOUR: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry
Here’s PART TWO: Affordable Meds in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” You’ve followed PART ONE and you understand how your plan works and the formulary (aka list of drugs your insurance company covers.) Now what if your drug isn’t in the formulary?? … Continue reading PART TWO: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry
Here’s PART ONE in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” PART ONE: EDUCATE YOURSELF! The Affordable Care Act has created a LOT of confusion for everyone – especially the doctor’s offices! Educate yourself about your plan and how it works before you go to… Continue reading PART ONE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry
Hi Insurance Mom Family, OK, let’s talk prescriptions. But Mom… they’re so expensive! I know, sweetie. The Insurance Mom hears you. Yet another (un)intended consequence of the Affordable Care Act… formulary shrinkage. The formularies are the lists of drugs your insurance company covers – generic and brand name. Most people just pay up… Continue reading Intro: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry!
Hello, Insurance Mom family – Phew! Open Enrollment for individual health insurance ended 1/31/16. The Insurance Mom and her Helper Elves have been very busy taking care of everyone, and now we’ve got more time to talk about insurance-y stuff through our fabulous blog posts. Open Enrollment is the time when anyone… Continue reading We made it! Open Enrollment is OVER!
CALLING ALL SMALL BUSINESS OWNERS!!! Are you aware of the big health insurance changes coming in 2016?? The Affordable Care Act (aka ObamaCare) will create a tsunami that may really change your health insurance benefits. Small Groups used to be classified as 2-50 employees. In 2016, it will change to 1-100 employees. This major shift… Continue reading Big changes are coming for small business owners….
Got life insurance at work? Great! Leaving the job for something bigger and better? Congrats! Retiring from the daily grind? Have fun! But… heads-up! You can’t take your cheap, affordable term life insurance with you. I bet you didn’t know that, right? You can only keep your cheap, affordable term life insurance if you change… Continue reading You Can’t Take it With You — Life Insurance That Is!
On May 11th, The Department of Labor issued a statement clarifying the terms the Affordable Care Act outlined in regards to preventative services covered AND lady visit stuff. It made sure that these terms are no longer ambiguous. THAT means insurance companies can’t jump around covering a few things they were denying before this statement… Continue reading The DOL says Insurance companies are SOL denying certain lady stuff!