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We made it! Open Enrollment is OVER!

Hello, Insurance Mom family –   Phew!   Open Enrollment for individual health insurance ended 1/31/16.     The Insurance Mom and her Helper Elves have been very busy taking care of everyone, and now we’ve got more time to talk about insurance-y stuff through our fabulous blog posts.   Open Enrollment is the time when anyone… Continue reading We made it! Open Enrollment is OVER!

More thoughts on doc shortage problem …

We did this little blog post not long ago that still has me thinking: https://theinsurancemom.com/aca-woes-hospitals-and-docs-feel-it-too/ Alan Katz said something really interesting about the shortage of doctors in the USA. “The shortage of American doctors is something that predates the ACA. It’s easy to blame the ACA for every ill in America’s health care system. The… Continue reading More thoughts on doc shortage problem …

The Insurance Mom’s Handy Cheat Sheet!

Are you confused and frustrated by your health insurance?  Having health insurance can be like eating your broccoli … necessary but not fun. But now, you can understand more about how to make your insurance money work for you!  Here it is … your one stop guide to health insurance cheat sheet: The Insurance Mom Cheat… Continue reading The Insurance Mom’s Handy Cheat Sheet!

Big changes are coming for small business owners….

CALLING ALL SMALL BUSINESS OWNERS!!! Are you aware of the big health insurance changes coming in 2016??  The Affordable Care Act (aka ObamaCare) will create a tsunami that may really change your health insurance benefits. Small Groups used to be classified as 2-50 employees.  In 2016, it will change to 1-100 employees. This major shift… Continue reading Big changes are coming for small business owners….

Assurant is going WHERE!?

Big news across the nation.  Assurant Health, a big player in health insurance, will be closing up shop at the end of the year.  This means everyone with an individual Assurant plan will need to get a different plan in place for January 1st, 2016.  But my Assurant friends, we can’t do anything for you until… Continue reading Assurant is going WHERE!?

Have YOU planned for the OMG??!

Do YOU have enough bucks tucked under the mattress for that OMG-unexpected-high-medical-expense?  And, they’re always unexpected!  How will you pay for stuff?   Most people don’t have enough saved up for that OMG! time… or even for sushi next week.    I have some great ideas… like an automatic savings plan, like life insurance, like disability insurance,… Continue reading Have YOU planned for the OMG??!

ACA woes?  Hospitals and Docs feel it too!

Life since the Affordable Care Act is an interesting environment.  Everything is changing at such a rapid pace, no one knows how to keep up.  Hospitals are in the same boat, too! In a recent study, 75% of hospitals have reported an increase of emergency room traffic since the ACA started.  Not only that, but… Continue reading ACA woes?  Hospitals and Docs feel it too!

How Much Will it Cost to Get Covered in 2015? 

If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015? 

Is your medication worth $84,000? You tell me . . .

I just read an article about new drug treatments for Hepatitis C.  Hep C is the #1 cause of liver transplants in America.  Serious problem, right?  Drug companies have come up with a serious answer . . . but to the tune of $1,000 per pill, making one course of treatment with this new drug… Continue reading Is your medication worth $84,000? You tell me . . .

Deadline approaching . . . get on it, kiddies!

Are you aware that the deadline for open enrollment to get health insurance is quickly approaching?  Well then, you’re not alone! In a recent survey, 55% of Americans are unaware that they won’t be able to apply for health insurance after March 31st (unless after that date, they have a big life change like a… Continue reading Deadline approaching . . . get on it, kiddies!