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$183,998. That’s a lot of money! On a national average, it’s what you’ll pay if your Mom or Dad lands in a nursing home for the average stay of 2.4 years. That’s really a ton o’money!! If your Mom or Dad would prefer to get better at home (and who wouldn’t?), the cost of… Continue reading $183,998
The Insurance Mom wants to know… does this make ANY sense to you? Last year it became possible for an unhealthy, uninsurable person to get guaranteed health insurance. The government enacted the Pre-Existing Condition Insurance Plan (PCIP). It’s available. It’s affordable. And the benefits aren’t too bad either. Sounds too good to be true, doesn’t… Continue reading I’d like to trust them, but…
Do you ever wonder how some people just know how to express a thought or a feeling perfectly? Daphne Rose Kingma is that person. If you welcome pure inspiration for the heart and soul, then Daphne Kingma is worth reading. In the piece entitled “Letting Go,” she writes, “No matter how hard you may try… Continue reading Matters of the Heart
Daylight Savings Time is here this weekend. So before going to bed Saturday night be sure to move your clocks one hour ahead — that is, if you still use clocks in addition to your Smart Phone, iPad, PC, Mac or sundial. When you finally recover from that lost hour of sleep, you’ll have more… Continue reading Let The Sunshine In!
The Insurance Mom wants you to stay healthy! When you stay healthy then you don’t have to go to the doctor, get all kinds of expensive tests and treatments and worry about the high deductible on your health insurance plan. Here’s a great little article about how we can easily take care of ourselves. And,… Continue reading Ladies, this one’s for you!
If you’re in California, then please sit up and pay attention ’cause this one’s for YOU! The new federal “stealth” care reform laws specify that by 1/1/14, health insurance “exchanges” in every state must be implemented. The exchanges will allegedly be designed as a health insurance online mall, giving consumers better tools to compare and… Continue reading Can I Exchange This?
Some politicians would like to drive health insurance brokers out of business and replace them with distant government bureaucrats or, even worse, off shore customer (dis)service reps. These critics claim that removing agents from the plan-choosing process would trim the administrative costs of insurance without significantly impacting ordinary consumers. They’re wrong, wrong, wrong! Although there… Continue reading I’m Here and I’m Yours! At Least For Now
The Insurance Mom loves her colleagues around the country… they are a very smart bunch! Especially Ric Joyner, a benefits specialist in Madison, WI, who writes an excellent benefits blog. If you value your hard-earned money, I really want you to take a few moments to read how health care reform will impact your life… Continue reading The Other Side Of The Story
Please… sit up straight and pay attention class, elbows off the desks. If you currently have an individual (not group) California health insurance plan with either Anthem Blue Cross OR Blue Shield, prepare for rate hikes heading our way October 1, 2010. The rate hikes range from 14% to 20% with Anthem Blue Cross, and… Continue reading Take A Hike!
The Insurance Mom says that everything is negotiable… including the cost of your medical care. You wouldn’t think twice about negotiating with an car dealer or a CraigsList vendor, right? Well, you can — and should — do the same with your doctors, labs and hospitals. Saving money is a good thing! The Insurance Mom… Continue reading It Never Hurts To Ask!