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So you thought the new Health Care Reform law was on your side, didn’t you? Ha. Not so much. There is nothing in the new law that will stop these unintended (but predictable) consequences. A provision of the new “stealth” care reform law says that insurance companies must issue health insurance to children, regardless of… Continue reading Unintended Consequences
The Insurance Mom wants you to stay pro-active about your preventive care (aka annual check-ups). Besides keeping some yummy chicken soup handy, having annual check-ups will keep you well-informed about your lifestyle and future health care choices. Something sort of good has actually been included in the federal government’s “stealth” care reform bill. As of… Continue reading Be Pro-Active and Preventive
It could be a matter of life and death. If you are hospitalized here are 3 ways to make sure mistakes don’t happen: 1. BE THERE! Stay with the patient at all times. NEVER leave a hospitalized friend or family member alone. Even if you have to hire a private duty nurse for night times.… Continue reading 3 Ways to Stop Medical Mistakes
If you are: 1. A parent whose young adult child is about to be taken off of your health insurance plan because they’re all grown up (well done!), or 2. A young adult who is about to be taken off of your parents’ health insurance plan because you’re all grown up (good job!), … then… Continue reading Hey Kids, This One’s for YOU (and parents too)!
I have it on good authority that you’ll be able to contact one of the following newly created federal boards and commissions to get help with your government-sponsored health insurance. Which one will you choose? 1. Grant program for consumer assistance offices (Section 1002, p. 37) 2. Grant program for states to monitor premium increases… Continue reading Your Government’s Health Insurance Plan
“Blaming the insurance industry for the cost of health care is like blaming the waiter for the price of the meal.” Remember, health insurance is how you pay for health care (aka medical care). Health insurance and medical care are two entirely different things! But the politicians have done an amaaazing job of blurring the… Continue reading I Love This Quote!
From the Los Angeles Times, a short Q & A. Can you spot the fatal flaw in the legislation? Tell me what you see.
Here’s another easy-to-read article about “stealth” care reform from CNN. If you have employer-based health insurance, this could effect you and your employer. And, for some, not in a good way. Remember, that if your employer’s costs are going up, those cost increases are going to be passed along to you. I especially like one… Continue reading More on Health Care Reform
First, always consult with a qualified broker, such as The Insurance Mom! Second, buy only what is affordable. Do not stretch to buy a policy that covers 100% of anticipated future costs. It is much smarter to buy the amount of coverage for which you are sure you can keep making the premium payments. It… Continue reading Four Simple Rules for Buying Long-Term Care Insurance
According to the Department of HHS, at least 60% to 70% of people over 65 will eventually need long term care, either at home or in a nursing home, and that can be very expensive. The average stay in a nursing home is almost 4 years, at a cost of about $270,000. Your health insurance… Continue reading A Short Course on Long-Term-Care Insurance