Brought to you by Alison Gordon Insurance Services, Inc. CA license #0780178

Is Congress trying to hide from the Affordable Care Act?

Starting 1/1/14, the Affordable Care Act (ACA) will make Congress members and their staffs buy their own health insurance (for the first time ever!).  And they have to use the new public exchanges to do it.   BUT..  they’re all in a tizzy about what it’s going to cost them and are looking for ways to… Continue reading Is Congress trying to hide from the Affordable Care Act?

Bottom Line it.

My brain hurts from trying to learn all of the rapidly changing rules-regulations-guidelines-deadlines-laws-exceptions-mandates regarding the Affordable Care Act.   Just when I think I’ve learned (and remembered!) something new — bam! — it all changes again. But here’s a short, easy-to-read, piece from Bottom Line Secrets — 3 easily answered (and understood) myths about health care… Continue reading Bottom Line it.

No Kids… Free Birth Control!

That’s right, the rumor is true… being responsible no longer costs money!   Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%.   No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy. The federal law says that… Continue reading No Kids… Free Birth Control!

Kids, kids, kids…

If you’re in California and have health insurance in California, then this one’s for you. As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage.  Wahoo! Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of… Continue reading Kids, kids, kids…

Anthem Blue Cross In-Hospital Network Update

IMPORTANT IMPORTANT IMPORTANT IMPORTANT Anthem Blue Cross has been unable to re-negotiate its contracts with the following hospitals, so they are now considered out-of-network. In Southern California: Los Robles Regional Medical Center West Hills Hospital In Northern California: Regional Medical Center of San Jose Good Samaritan Hospital in San Jose If you are currently in… Continue reading Anthem Blue Cross In-Hospital Network Update

What does it cost to…

… die?   It’s expensive!  Cedars Sinai Medical Center billed Medicare $132,000 (yes!) for ONE week of care.    I don’t want this to be morose but I do want to use my father’s death a couple of months ago as a life lesson about how to be pro-active in your own medical care. The doctors wanted to… Continue reading What does it cost to…

Hey, girlfriend!

Do YOU know what tests you need to ask your doctor about every year? The Insurance Mom wants you to really take care of yourself.    Everyday I talk to people who, seemingly all of a sudden, get sick — and it comes as such a surprise to them.    What would be different if, every year,… Continue reading Hey, girlfriend!

Non-Grandfathered Plan

If you bought your health insurance after 3/23/10 or made any changes at all to a plan you bought before 3/23/10, you have a Non-Grandfathered Plan.   It must meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).

Grandfathered Plans

If you bought your health insurance before 3/23/10 and haven’t made any changes to it since, you have a Grandfathered Plan.   It does not have to meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).

Want a lollipop?

Remember when you were a kid and your mom took you to the doctor every year for a check-up before school started?  No?  Well, maybe you’ve blocked it out.   Don’t you remember getting that lollipop on your way out of the doctor’s office? Now, because of the federal health care reform, you can start going… Continue reading Want a lollipop?