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The Insurance Mom wants you to stay healthy! When you stay healthy then you don’t have to go to the doctor, get all kinds of expensive tests and treatments and worry about the high deductible on your health insurance plan. Here’s a great little article about how we can easily take care of ourselves. And,… Continue reading Ladies, this one’s for you!
As confusing and aggravating as the new health care reform laws are, in CA there is actually some good news starting 1/1/11. Shortly after the reform law was enacted on 3/23/10, the insurance companies stopped accepting applications for children only (the explanation is long and boring, but if you want to know the back story… Continue reading Children, children, children… Pay Attention!
That’s how my brains feel! It’s been several months since I’ve been here, but there has been SO much going on in the wacky world of health insurance and health care reform I’m having trouble keeping up with it. I’m having even more trouble filtering it all down so that I can make some sense… Continue reading Scrambled Eggs and Mashed Potatoes!
If you’re in California, then please sit up and pay attention ’cause this one’s for YOU! The new federal “stealth” care reform laws specify that by 1/1/14, health insurance “exchanges” in every state must be implemented. The exchanges will allegedly be designed as a health insurance online mall, giving consumers better tools to compare and… Continue reading Can I Exchange This?
Some politicians would like to drive health insurance brokers out of business and replace them with distant government bureaucrats or, even worse, off shore customer (dis)service reps. These critics claim that removing agents from the plan-choosing process would trim the administrative costs of insurance without significantly impacting ordinary consumers. They’re wrong, wrong, wrong! Although there… Continue reading I’m Here and I’m Yours! At Least For Now
“They” say that today, September 23, 2010, is a milestone in health care reform, or as I’ve affectionately been calling it, Stealth Care Reform. Some of the new federal mandates go into effect today, but will affect only some of you: 1. Removal of pre-existing condition exclusions for minors up to age 19. But, the… Continue reading Today’s The Day in Health Care Reform
Please… sit up straight and pay attention class, elbows off the desks. If you currently have an individual (not group) California health insurance plan with either Anthem Blue Cross OR Blue Shield, prepare for rate hikes heading our way October 1, 2010. The rate hikes range from 14% to 20% with Anthem Blue Cross, and… Continue reading Take A Hike!
The Insurance Mom says that everything is negotiable… including the cost of your medical care. You wouldn’t think twice about negotiating with an car dealer or a CraigsList vendor, right? Well, you can — and should — do the same with your doctors, labs and hospitals. Saving money is a good thing! The Insurance Mom… Continue reading It Never Hurts To Ask!
The Insurance Mom wants you to stay pro-active about your preventive care (aka annual check-ups). Besides keeping some yummy chicken soup handy, having annual check-ups will keep you well-informed about your lifestyle and future health care choices. Something sort of good has actually been included in the federal government’s “stealth” care reform bill. As of… Continue reading Be Pro-Active and Preventive
In March of 2010, Congress passed and President Obama signed the Affordable Care Act—the new health law. The law creates a new program – the Pre-Existing Condition Insurance Plan — to make health coverage available to you if you have been denied health insurance by private insurance companies because of a pre-existing condition. A couple… Continue reading Uninsured? Uninsurable?