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Remember when you were a kid and your mom took you to the doctor every year for a check-up before school started? No? Well, maybe you’ve blocked it out. Don’t you remember getting that lollipop on your way out of the doctor’s office? Now, because of the federal health care reform, you can start going… Continue reading Want a lollipop?
The Insurance Mom wants you to stay healthy! When you stay healthy then you don’t have to go to the doctor, get all kinds of expensive tests and treatments and worry about the high deductible on your health insurance plan. Here’s a great little article about how we can easily take care of ourselves. And,… Continue reading Ladies, this one’s for you!
The Insurance Mom loves her colleagues around the country… they are a very smart bunch! Especially Ric Joyner, a benefits specialist in Madison, WI, who writes an excellent benefits blog. If you value your hard-earned money, I really want you to take a few moments to read how health care reform will impact your life… Continue reading The Other Side Of The Story
ObamaCare — aka Patient Protection and Affordable Care Act — aka PPACA — aka PeePeeCaCa — is about to launch the first round of big changes in health insurance plans in every state, every insurance company, every plan, every one. No later than 9/23/10, there can be no lifetime limits on health plan coverage. This… Continue reading Change Is The Only Constant
Want more take-home money in your paycheck? Of course you do! If you’re an employee (not an independent contractor) and are looking for ways to have more $$$$ in your checking account, then this article is for you. Eva Rosenberg, aka TaxMama, has some great advice… it’s even easy to follow! The Insurance Mom wants… Continue reading How To Add $$$$ To Your Paycheck
The Insurance Mom says that everything is negotiable… including the cost of your medical care. You wouldn’t think twice about negotiating with an car dealer or a CraigsList vendor, right? Well, you can — and should — do the same with your doctors, labs and hospitals. Saving money is a good thing! The Insurance Mom… Continue reading It Never Hurts To Ask!
I love this quote: “We can’t solve problems by using the same kind of thinking we used when we created them.” Hmmm… somehow I just know I can find a way to apply this to the Patient Protection and Affordable Care Act (aka HR 3950, aka health care reform, aka stealth care reform).
It could be a matter of life and death. If you are hospitalized here are 3 ways to make sure mistakes don’t happen: 1. BE THERE! Stay with the patient at all times. NEVER leave a hospitalized friend or family member alone. Even if you have to hire a private duty nurse for night times.… Continue reading 3 Ways to Stop Medical Mistakes
Watch out! The IRS is cracking down on cheating companies! This recent article is from Parade Magazine: Some labor-force experts predict that 50% of jobs created in the economic recovery will go to contractors, consultants, or other temporary employees. That’s good news for employers, since these “contingent workers” cost 30% less than full-time staff (no… Continue reading Are You an Employee or an Independent Contractor?
First, always consult with a qualified broker, such as The Insurance Mom! Second, buy only what is affordable. Do not stretch to buy a policy that covers 100% of anticipated future costs. It is much smarter to buy the amount of coverage for which you are sure you can keep making the premium payments. It… Continue reading Four Simple Rules for Buying Long-Term Care Insurance