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A Short Course on Long-Term-Care Insurance

According to the Department of HHS, at least 60% to 70% of people over 65 will eventually need long term care, either at home or in a nursing home, and that can be very expensive.  The average stay in a nursing home is almost 4 years, at a cost of about $270,000.  Your health insurance… Continue reading A Short Course on Long-Term-Care Insurance

It’s Spring, Spring, Spring (forward)!

Remember to set your clocks one hour ahead this weekend!   Ah, Spring… more daylight, more sunshine, everything in the garden is beautifully in bloom.   Oh… I guess that means it’s allergy season.   Be sure you understand your health insurance plan’s prescription benefit, just in case you need to refill your allergy prescription.    Remember that Generic… Continue reading It’s Spring, Spring, Spring (forward)!

More Bang for Your Buck – Part 2

Hospital labs vs. Stand-alone Labs Prices vary between a hospital laboratory and a stand-alone laboratory.   Hospitals tend to charge more for their services, while a stand-alone laboratory has less overhead costs and often charges less.   If your doctor refers you to a hospital, ask to be referred to a stand-alone laboratory.    You have the… Continue reading More Bang for Your Buck – Part 2

More Bang For Your Buck – ER vs. Urgent Care

Getting the right care you need is very important.    But making smarter choices can help stretch your health care dollars further and save you a significant amount of your out-of-pocket expenses.    There are a lot of myths out there about where to get the best care. When you need health care right away, the emergency… Continue reading More Bang For Your Buck – ER vs. Urgent Care

Is the 405 driving you crazy?

For everyone living — and driving — in the  LA area, here‘s an important heads-up about construction and closures on the 405.   And you thought it couldn’t get any worse!

I Can!

What do you think about this excerpt from “The Power to Transform” by Chris Majer?   “… ‘I can’t’ is ultimately a victim statement.  But when I hold myself as inherently able, then the choice to be unwilling to do something is just that:  my choice.  When I consciously choose to say no, I am enhancing… Continue reading I Can!