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Is it possible to exercise your depression away?

Can exercise and depression go hand-in-hand? The Insurance Mom exercises six days a week, including some cardio, strength training and definitely Pilates! How often do YOU exercise? I know, I know, getting started is the hardest part. In the US, exercise is not counted as an initial form of treatment for depression. Nope, here in the… Continue reading Is it possible to exercise your depression away?

Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in.   BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

“What’s Up, Doc?” Blog Series Part 11: All Better… But OUCH, This BILL!!

Oodles of gratitude for taking this virtual trip to the doctor with us!  Here’s even more in the series “What’s Up, Doc?”  Catch up with parts one, two, three, four, five, six, seven, eight, nine, and ten.  And now, our last in the series… “All Better… But Ouch, THIS BILL!!” Your doctor is IN-network right?    The doctor’s… Continue reading “What’s Up, Doc?” Blog Series Part 11: All Better… But OUCH, This BILL!!

PART FIVE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

Here’s PART FIVE: Drug Companies in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry”   If you’re just joining us, check out the hyperlinks to PART ONE, PART TWO, PART THREE, and PART FOUR.  Pretty smart, huh?   Here’s the final part to our series;  it’s… Continue reading PART FIVE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

PART ONE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

Here’s PART ONE in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” PART ONE: EDUCATE YOURSELF!      The Affordable Care Act has created a LOT of confusion for everyone – especially the doctor’s offices!    Educate yourself about your plan and how it works before you go to… Continue reading PART ONE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

Intro: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry!

Hi Insurance Mom Family,   OK, let’s talk prescriptions.  But Mom… they’re so expensive!  I know, sweetie.  The Insurance Mom hears you.   Yet another (un)intended consequence of the Affordable Care Act… formulary shrinkage.    The formularies are the lists of drugs your insurance company covers – generic and brand name.   Most people just pay up… Continue reading Intro: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry!

Good news for people with pricey $$ prescriptions!

Good news… perhaps!   If you have health insurance through Covered California (the CA exchange/marketplace), new limits have been set on how much you’ll pay for those expensive monthly “specialty” drugs.  Starting January 1st, 2016, you’ll see some upgrades in your prescription benefits. Covered California ruled that Silver, Gold, and Platinum plans will have a… Continue reading Good news for people with pricey $$ prescriptions!

Good news for the ladies!!

Hurray! On 5/11/15, the Department of Health and Human Services (ObamaCare)  told insurance companies they HAVE to give ladies access to  ALL federally approved methods of birth control.  NO EXCEPTIONS! Women’s groups have been reporting that IUD’s, Plan B, the patch, and the ring have been refused by many insurance companies.  According to the White… Continue reading Good news for the ladies!!

YOU’RE A COMPARISON SHOPPER FOR OTHER THINGS, THEN WHY NOT FOR MEDICAL STUFF?

You’re a smart shopper.  You do your research.  You clip coupons.  You read Yelp reviews, compare online ratings and costs.    So why is it when it comes to your health, you don’t do the same? The Insurance Mom is here to help you be your own best advocate.  In this new world of Affordable-Care-Act-madness  here… Continue reading YOU’RE A COMPARISON SHOPPER FOR OTHER THINGS, THEN WHY NOT FOR MEDICAL STUFF?

Why we love John Oliver OR How to get a free lunch!

The Insurance Mom is a big fan of “Last Week Tonight” with John Oliver.   I thoroughly enjoyed his expose (which aired on 2/8/15) about the relationship between doctors and pharmaceutical companies. The gist is this . . . it has been a long-time practice of pharmaceutical companies buying doctors lavish lunches, providing divine holidays, inviting… Continue reading Why we love John Oliver OR How to get a free lunch!