Brought to you by Alison Gordon Insurance Services, Inc. CA license #0780178
… die? It’s expensive! Cedars Sinai Medical Center billed Medicare $132,000 (yes!) for ONE week of care. I don’t want this to be morose but I do want to use my father’s death a couple of months ago as a life lesson about how to be pro-active in your own medical care. The doctors wanted to… Continue reading What does it cost to…
Do YOU know what tests you need to ask your doctor about every year? The Insurance Mom wants you to really take care of yourself. Everyday I talk to people who, seemingly all of a sudden, get sick — and it comes as such a surprise to them. What would be different if, every year,… Continue reading Hey, girlfriend!
If you bought your health insurance after 3/23/10 or made any changes at all to a plan you bought before 3/23/10, you have a Non-Grandfathered Plan. It must meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).
If you bought your health insurance before 3/23/10 and haven’t made any changes to it since, you have a Grandfathered Plan. It does not have to meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).
Thanks to Obama’s Health Care Reform laws and the confusion between grandfathered and non-grandfathered plans, things are a-changing and are difficult for everyone to understand… even for The Insurance Mom! If you have an individual/family plan with Anthem BC, you recently received a huge mailing full of documents, jargon, pamphlets and choices, oh my! The… Continue reading Confused by Anthem Blue Cross? You’re not alone!
Hey Moms and Dads… NOW is the time to get your kids health insurance. Especially if you haven’t been able to get them insurance before because of an illness or pre-existing health condition. NOW means NOW, no waiting! In California, the health insurance companies must give your kids health insurance when you submit an application… Continue reading If you have children…
As confusing and aggravating as the new health care reform laws are, in CA there is actually some good news starting 1/1/11. Shortly after the reform law was enacted on 3/23/10, the insurance companies stopped accepting applications for children only (the explanation is long and boring, but if you want to know the back story… Continue reading Children, children, children… Pay Attention!
That’s how my brains feel! It’s been several months since I’ve been here, but there has been SO much going on in the wacky world of health insurance and health care reform I’m having trouble keeping up with it. I’m having even more trouble filtering it all down so that I can make some sense… Continue reading Scrambled Eggs and Mashed Potatoes!
If you’re in California, then please sit up and pay attention ’cause this one’s for YOU! The new federal “stealth” care reform laws specify that by 1/1/14, health insurance “exchanges” in every state must be implemented. The exchanges will allegedly be designed as a health insurance online mall, giving consumers better tools to compare and… Continue reading Can I Exchange This?
The Insurance Mom loves her colleagues around the country… they are a very smart bunch! Especially Ric Joyner, a benefits specialist in Madison, WI, who writes an excellent benefits blog. If you value your hard-earned money, I really want you to take a few moments to read how health care reform will impact your life… Continue reading The Other Side Of The Story