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How Much Will it Cost to Get Covered in 2015? 

If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015? 

Covered California Less Confusing The Second Time Around?

If you’re one of the 1.2 million California residents currently enrolled in a health insurance plan through Covered California, renewing your plan for 2015 may be a bit of a mess. Here’s what’s coming. It’s a bulky two-step process that could confuse you and cause a minor panic attack. If you’re already insured through Covered… Continue reading Covered California Less Confusing The Second Time Around?

Deadline approaching . . . get on it, kiddies!

Are you aware that the deadline for open enrollment to get health insurance is quickly approaching?  Well then, you’re not alone! In a recent survey, 55% of Americans are unaware that they won’t be able to apply for health insurance after March 31st (unless after that date, they have a big life change like a… Continue reading Deadline approaching . . . get on it, kiddies!

Confused about subsidies?

Are you eligible for a subsidy to help pay for your health insurance premium in 2014?   It’s not that difficult to figure out. You can use the subsidy calculator at https://kff.org/interactive/subsidy-calculator/.   Use the income that was reported on your 2012 tax return. If you are not eligible for a subsidy then there is absolutely NO… Continue reading Confused about subsidies?

Aetna Bites The Dust

Did you  know?  If you are in California and have an individual health insurance policy with Aetna, you are being abandoned on January 1, 2014.   Because of certain provisions in ObamaCare (aka The Affordable Care Act aka ACA), Aetna has decided to get out of the California individual market (can anyone say “profit margin”?) and… Continue reading Aetna Bites The Dust

ObamaCare and You

ObamaCare — aka The Affordable Care Act — is set to launch 1/1/14. For California residents… this summer you’re going to be bombarded with radio and TV ads about the “Health Care Exchanges” or “Marketplaces” — known in California as “Covered California.” ObamaCare will not necessarily save you money and it will not necessarily get… Continue reading ObamaCare and You

Is Congress trying to hide from the Affordable Care Act?

Starting 1/1/14, the Affordable Care Act (ACA) will make Congress members and their staffs buy their own health insurance (for the first time ever!).  And they have to use the new public exchanges to do it.   BUT..  they’re all in a tizzy about what it’s going to cost them and are looking for ways to… Continue reading Is Congress trying to hide from the Affordable Care Act?

Bottom Line it.

My brain hurts from trying to learn all of the rapidly changing rules-regulations-guidelines-deadlines-laws-exceptions-mandates regarding the Affordable Care Act.   Just when I think I’ve learned (and remembered!) something new — bam! — it all changes again. But here’s a short, easy-to-read, piece from Bottom Line Secrets — 3 easily answered (and understood) myths about health care… Continue reading Bottom Line it.

No Kids… Free Birth Control!

That’s right, the rumor is true… being responsible no longer costs money!   Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%.   No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy. The federal law says that… Continue reading No Kids… Free Birth Control!

Kids, kids, kids…

If you’re in California and have health insurance in California, then this one’s for you. As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage.  Wahoo! Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of… Continue reading Kids, kids, kids…