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Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in.   BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

You think YOUR insurance company is bad?

You think your insurance company is bad?! Check out the latest bovine defecatory material about Aetna from CNN. We all know medical claims can be a nightmare to handle… How would you feel if something like this happened to YOU? The Insurance Mom says BE YOUR OWN BEST ADVOCATE!   Stay involved.  Keep informed.  

Are AHCA concerns making you sick? Pre-existing conditions and MacArthur and more….

Holy cow, folks!  What a crazy time for health insurance! Politics aside, The Insurance Mom wants you to be really, totally clear about what’s happening in the wacky world of health insurance. The first thing most clients ask me these days is about pre-existing conditions.  What if I have an illness before I buy health… Continue reading Are AHCA concerns making you sick? Pre-existing conditions and MacArthur and more….

We made it! Open Enrollment is OVER!

Hello, Insurance Mom family –   Phew!   Open Enrollment for individual health insurance ended 1/31/16.     The Insurance Mom and her Helper Elves have been very busy taking care of everyone, and now we’ve got more time to talk about insurance-y stuff through our fabulous blog posts.   Open Enrollment is the time when anyone… Continue reading We made it! Open Enrollment is OVER!

The Insurance Mom is on KPCC!

Check out this great article by Stephanie O’Neill at KPCC about brokers and the Affordable Care Act.  So pleased she did this article and flattered she asked me to participate. https://www.scpr.org/news/2015/04/29/51313/some-brokers-encounter-hard-times-under-the-afford/ Give it a listen or a read and let me know your thoughts below.

Limited time only! Didn’t know about the tax penalty? Let’s get you health insurance

What’s Open Enrollment?  What’s a tax penalty!?    If you’re asking these questions, YOU NEED OUR HELP! If you are uninsured and were unaware that there is a tax penalty for not having health insurance, give us a call!  We have until April 30th to get you on a new plan… Pronto!

What’s the cost of getting older? $90,000 a year!

$90,000.   That’s a lot of money!   On a national average, it’s what you’ll pay  if  your Mom or Dad lands in a nursing home for a year (and the average stay is 2.5 years).  That’s really a ton o’money!! If your Mom or Dad would prefer to get better at home (and who wouldn’t?), today the cost of home… Continue reading What’s the cost of getting older? $90,000 a year!

Repost! 4 Simple Rules About Long Term Care Insurance

Another oldie but a goodie (with some updates) about Long Term Care Insurance.  Is it time for you or your parents to think about Long Term Care Insurance?  Here’s 4 quick rules about LTC . . . — First, always consult with a qualified broker, like The Insurance Mom! Second, buy a plan that’s affordable.  Don’t go… Continue reading Repost! 4 Simple Rules About Long Term Care Insurance

Revisiting A Short Course on LTC

Now that we have a bit of a handle on Open Enrollment for health insurance, I am getting nostalgic on my old blog posts and found this goodie on LTC: Did you know that at least 60% to 70% of people over 65 will eventually need long term care, either at home or in a… Continue reading Revisiting A Short Course on LTC

How Much Will it Cost to Get Covered in 2015? 

If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015?