Brought to you by Alison Gordon Insurance Services, Inc. CA license #0780178
If you bought your health insurance before 3/23/10 and haven’t made any changes to it since, you have a Grandfathered Plan. It does not have to meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).
Thanks to Obama’s Health Care Reform laws and the confusion between grandfathered and non-grandfathered plans, things are a-changing and are difficult for everyone to understand… even for The Insurance Mom! If you have an individual/family plan with Anthem BC, you recently received a huge mailing full of documents, jargon, pamphlets and choices, oh my! The… Continue reading Confused by Anthem Blue Cross? You’re not alone!
Hey Moms and Dads… NOW is the time to get your kids health insurance. Especially if you haven’t been able to get them insurance before because of an illness or pre-existing health condition. NOW means NOW, no waiting! In California, the health insurance companies must give your kids health insurance when you submit an application… Continue reading If you have children…
Remember when you were a kid and your mom took you to the doctor every year for a check-up before school started? No? Well, maybe you’ve blocked it out. Don’t you remember getting that lollipop on your way out of the doctor’s office? Now, because of the federal health care reform, you can start going… Continue reading Want a lollipop?
The Insurance Mom wants you to stay healthy! When you stay healthy then you don’t have to go to the doctor, get all kinds of expensive tests and treatments and worry about the high deductible on your health insurance plan. Here’s a great little article about how we can easily take care of ourselves. And,… Continue reading Ladies, this one’s for you!
As confusing and aggravating as the new health care reform laws are, in CA there is actually some good news starting 1/1/11. Shortly after the reform law was enacted on 3/23/10, the insurance companies stopped accepting applications for children only (the explanation is long and boring, but if you want to know the back story… Continue reading Children, children, children… Pay Attention!
That’s how my brains feel! It’s been several months since I’ve been here, but there has been SO much going on in the wacky world of health insurance and health care reform I’m having trouble keeping up with it. I’m having even more trouble filtering it all down so that I can make some sense… Continue reading Scrambled Eggs and Mashed Potatoes!
If you’re in California, then please sit up and pay attention ’cause this one’s for YOU! The new federal “stealth” care reform laws specify that by 1/1/14, health insurance “exchanges” in every state must be implemented. The exchanges will allegedly be designed as a health insurance online mall, giving consumers better tools to compare and… Continue reading Can I Exchange This?
Some politicians would like to drive health insurance brokers out of business and replace them with distant government bureaucrats or, even worse, off shore customer (dis)service reps. These critics claim that removing agents from the plan-choosing process would trim the administrative costs of insurance without significantly impacting ordinary consumers. They’re wrong, wrong, wrong! Although there… Continue reading I’m Here and I’m Yours! At Least For Now
“They” say that today, September 23, 2010, is a milestone in health care reform, or as I’ve affectionately been calling it, Stealth Care Reform. Some of the new federal mandates go into effect today, but will affect only some of you: 1. Removal of pre-existing condition exclusions for minors up to age 19. But, the… Continue reading Today’s The Day in Health Care Reform