healthinsurance Archives

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Are you a Vitals Smart Shopper? I think you will be soon . . .

Our lovely client, Jeff, heard something helpful on NPR about Vitals Smart Shopper and shared it with us. There’s a cool company called Vitals Smart Shopper which helps compare the cost of medical treatments & services within a 20 mile radius of your home zip code. If you choose the cheapest place, you get… Continue reading Are you a Vitals Smart Shopper? I think you will be soon . . .

PART FIVE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

Here’s PART FIVE: Drug Companies in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” If you’re just joining us, check out the hyperlinks to PART ONE, PART TWO, PART THREE, and PART FOUR. Pretty smart, huh? Here’s the final part to our series; it’s… Continue reading PART FIVE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

PART FOUR: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

Here’s PART FOUR: Research the Internet in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” Aren’t you loving our series on prescription drugs? By now, I hope you’re feeling empowered and smart. (Because you are!) If you’re just now joining us, click these links… Continue reading PART FOUR: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

PART TWO: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

Here’s PART TWO: Affordable Meds in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” You’ve followed PART ONE and you understand how your plan works and the formulary (aka list of drugs your insurance company covers.) Now what if your drug isn’t in the formulary?? … Continue reading PART TWO: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

PART ONE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

Here’s PART ONE in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” PART ONE: EDUCATE YOURSELF! The Affordable Care Act has created a LOT of confusion for everyone – especially the doctor’s offices! Educate yourself about your plan and how it works before you go to… Continue reading PART ONE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry

Intro: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry!

Hi Insurance Mom Family, OK, let’s talk prescriptions. But Mom… they’re so expensive! I know, sweetie. The Insurance Mom hears you. Yet another (un)intended consequence of the Affordable Care Act… formulary shrinkage. The formularies are the lists of drugs your insurance company covers – generic and brand name. Most people just pay up… Continue reading Intro: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry!

We made it! Open Enrollment is OVER!

Hello, Insurance Mom family – Phew! Open Enrollment for individual health insurance ended 1/31/16. The Insurance Mom and her Helper Elves have been very busy taking care of everyone, and now we’ve got more time to talk about insurance-y stuff through our fabulous blog posts. Open Enrollment is the time when anyone… Continue reading We made it! Open Enrollment is OVER!

The Insurance Mom’s Handy Cheat Sheet!

Are you confused and frustrated by your health insurance? Having health insurance can be like eating your broccoli … necessary but not fun. But now, you can understand more about how to make your insurance money work for you! Here it is … your one stop guide to health insurance cheat sheet: The Insurance Mom Cheat… Continue reading The Insurance Mom’s Handy Cheat Sheet!

Big changes are coming for small business owners….

CALLING ALL SMALL BUSINESS OWNERS!!! Are you aware of the big health insurance changes coming in 2016?? The Affordable Care Act (aka ObamaCare) will create a tsunami that may really change your health insurance benefits. Small Groups used to be classified as 2-50 employees. In 2016, it will change to 1-100 employees. This major shift… Continue reading Big changes are coming for small business owners….

The DOL says Insurance companies are SOL denying certain lady stuff!

On May 11th, The Department of Labor issued a statement clarifying the terms the Affordable Care Act outlined in regards to preventative services covered AND lady visit stuff. It made sure that these terms are no longer ambiguous. THAT means insurance companies can’t jump around covering a few things they were denying before this statement… Continue reading The DOL says Insurance companies are SOL denying certain lady stuff!