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Starting 1/1/14, the Affordable Care Act (ACA) will make Congress members and their staffs buy their own health insurance (for the first time ever!). And they have to use the new public exchanges to do it. BUT.. they’re all in a tizzy about what it’s going to cost them and are looking for ways to… Continue reading Is Congress trying to hide from the Affordable Care Act?
My brain hurts from trying to learn all of the rapidly changing rules-regulations-guidelines-deadlines-laws-exceptions-mandates regarding the Affordable Care Act. Just when I think I’ve learned (and remembered!) something new — bam! — it all changes again. But here’s a short, easy-to-read, piece from Bottom Line Secrets — 3 easily answered (and understood) myths about health care… Continue reading Bottom Line it.
That’s right, the rumor is true… being responsible no longer costs money! Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%. No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy. The federal law says that… Continue reading No Kids… Free Birth Control!
If you’re in California and have health insurance in California, then this one’s for you. As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage. Wahoo! Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of… Continue reading Kids, kids, kids…
*******************I M P O R T A N T****I M P O R T A N T****I M P O R T A N T**************** Good news! Anthem Blue Cross has announced that Hospital Corporation of America’s California hospitals once again participate in Anthem BC’s’ network. In Southern California: Los Robles Regional Medical Center West… Continue reading UPDATED – Anthem Blue Cross In-Network Hospital Update
Zero is good when you eat zero carbs or have zero zits. But zero is not so good when you have zero bars on your phone or on January 1st every year. Why? The Insurance Mom is so proud you asked such a good question. Because every January 1st most health insurance deductibles re-set to…… Continue reading 3-2-1… Zero!
Getting a prescription from your doctor doesn’t mean you don’t have choices about how to spend your money. Ask your doctor if a generic drug is available and make sure it’s in the same class of drugs as the expensive brand name drug he wants to you to buy. Generics have the same active ingredients,… Continue reading Wanna Save Some Money (part 3)?
Need to get lab work done, such as blood or urine tests, PAP test or biopsy? Think about using a lab that isn’t located in or part of a hospital. They’re often way less expensive than a hospital lab, and some health insurance plans have a lower co-pay for outside labs. And many outside labs… Continue reading Wanna Save Some Money (part 2)?
If you have a health problem that isn’t an emergency and you can’t see your regular doctor, think about going to an in-network retail clinic, walk-in doctor’s office or urgent care center. They can take less time than an emergency room, are open nights and weekends and could save you a TON o’money!
Do YOU know what tests you need to ask your doctor about every year? The Insurance Mom wants you to really take care of yourself. Everyday I talk to people who, seemingly all of a sudden, get sick — and it comes as such a surprise to them. What would be different if, every year,… Continue reading Hey, girlfriend!