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If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015?
If you’re one of the 1.2 million California residents currently enrolled in a health insurance plan through Covered California, renewing your plan for 2015 may be a bit of a mess. Here’s what’s coming. It’s a bulky two-step process that could confuse you and cause a minor panic attack. If you’re already insured through Covered… Continue reading Covered California Less Confusing The Second Time Around?
I don’t think I’ve ever politicized a blog post. This could be a first. So you’ve gotta know how important it must be. Proposition 45 will be on the ballot in November. Prop 45 is a flawed, deceptive measure that will increase costs for consumers and (maybe) harm the quality of our health care. A… Continue reading Are you OK with one person taking control of what happens to your medical bills?
Does Medicare cover long-term care expenses? The answer may surprise you! There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone. Most of us haven’t.… Continue reading Long-Term Care Clarity!
I just read an article about new drug treatments for Hepatitis C. Hep C is the #1 cause of liver transplants in America. Serious problem, right? Drug companies have come up with a serious answer . . . but to the tune of $1,000 per pill, making one course of treatment with this new drug… Continue reading Is your medication worth $84,000? You tell me . . .
Are you aware that the deadline for open enrollment to get health insurance is quickly approaching? Well then, you’re not alone! In a recent survey, 55% of Americans are unaware that they won’t be able to apply for health insurance after March 31st (unless after that date, they have a big life change like a… Continue reading Deadline approaching . . . get on it, kiddies!
Are you eligible for a subsidy to help pay for your health insurance premium in 2014? It’s not that difficult to figure out. You can use the subsidy calculator at https://kff.org/interactive/subsidy-calculator/. Use the income that was reported on your 2012 tax return. If you are not eligible for a subsidy then there is absolutely NO… Continue reading Confused about subsidies?
Did you know? If you are in California and have an individual health insurance policy with Aetna, you are being abandoned on January 1, 2014. Because of certain provisions in ObamaCare (aka The Affordable Care Act aka ACA), Aetna has decided to get out of the California individual market (can anyone say “profit margin”?) and… Continue reading Aetna Bites The Dust
ObamaCare — aka The Affordable Care Act — is set to launch 1/1/14. For California residents… this summer you’re going to be bombarded with radio and TV ads about the “Health Care Exchanges” or “Marketplaces” — known in California as “Covered California.” ObamaCare will not necessarily save you money and it will not necessarily get… Continue reading ObamaCare and You
… that you’re entitled to every bit of information in your own medical records? Thanks to the Health Insurance Portability and Accountability Act of 1996 (HIPAA), that’s one of your rights as a patient. Ask yourself: “Do I really know what’s in my medical records?”, and if you don’t, then make sure you get a copy… Continue reading Did the doctor tell you… ?