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Another oldie but a goodie (with some updates) about Long Term Care Insurance. Is it time for you or your parents to think about Long Term Care Insurance? Here’s 4 quick rules about LTC . . . — First, always consult with a qualified broker, like The Insurance Mom! Second, buy a plan that’s affordable. Don’t go… Continue reading Repost! 4 Simple Rules About Long Term Care Insurance
Now that we have a bit of a handle on Open Enrollment for health insurance, I am getting nostalgic on my old blog posts and found this goodie on LTC: Did you know that at least 60% to 70% of people over 65 will eventually need long term care, either at home or in a… Continue reading Revisiting A Short Course on LTC
Hello, kiddies! The emails just started flying in. The new news is that Open Enrollment has been extended on Covered California for those who are currently uninsured. It will now end April 30th. 2015. I was just about to post a funny piece on winding down from Open Enrollment, but I suppose that will wait… Continue reading Open Enrollment Announcement! Extension!
ALL networks are getting skinner and anorexic, reducing your choices for 2015. In 2014, the biggest problem with doctor networks came with plans purchased on Covered CA. It was hard to determine if your doctor took the Covered CA plans. The Covered CA search engine was incorrect and removed from the website. Some doctors only… Continue reading Will YOU Be My Doctor?!
As you know, I normally don’t share my political opinions with clients. However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly… Continue reading Time to Vote! Pay attention to Prop 45!
If you’re one of the 1.2 million California residents currently enrolled in a health insurance plan through Covered California, renewing your plan for 2015 may be a bit of a mess. Here’s what’s coming. It’s a bulky two-step process that could confuse you and cause a minor panic attack. If you’re already insured through Covered… Continue reading Covered California Less Confusing The Second Time Around?
I don’t think I’ve ever politicized a blog post. This could be a first. So you’ve gotta know how important it must be. Proposition 45 will be on the ballot in November. Prop 45 is a flawed, deceptive measure that will increase costs for consumers and (maybe) harm the quality of our health care. A… Continue reading Are you OK with one person taking control of what happens to your medical bills?
Does Medicare cover long-term care expenses? The answer may surprise you! There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone. Most of us haven’t.… Continue reading Long-Term Care Clarity!
… that you’re entitled to every bit of information in your own medical records? Thanks to the Health Insurance Portability and Accountability Act of 1996 (HIPAA), that’s one of your rights as a patient. Ask yourself: “Do I really know what’s in my medical records?”, and if you don’t, then make sure you get a copy… Continue reading Did the doctor tell you… ?
Starting 1/1/14, the Affordable Care Act (ACA) will make Congress members and their staffs buy their own health insurance (for the first time ever!). And they have to use the new public exchanges to do it. BUT.. they’re all in a tizzy about what it’s going to cost them and are looking for ways to… Continue reading Is Congress trying to hide from the Affordable Care Act?