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ObamaCare — aka The Affordable Care Act — is set to launch 1/1/14. For California residents… this summer you’re going to be bombarded with radio and TV ads about the “Health Care Exchanges” or “Marketplaces” — known in California as “Covered California.” ObamaCare will not necessarily save you money and it will not necessarily get… Continue reading ObamaCare and You
… that you’re entitled to every bit of information in your own medical records? Thanks to the Health Insurance Portability and Accountability Act of 1996 (HIPAA), that’s one of your rights as a patient. Ask yourself: “Do I really know what’s in my medical records?”, and if you don’t, then make sure you get a copy… Continue reading Did the doctor tell you… ?
Starting 1/1/14, the Affordable Care Act (ACA) will make Congress members and their staffs buy their own health insurance (for the first time ever!). And they have to use the new public exchanges to do it. BUT.. they’re all in a tizzy about what it’s going to cost them and are looking for ways to… Continue reading Is Congress trying to hide from the Affordable Care Act?
My brain hurts from trying to learn all of the rapidly changing rules-regulations-guidelines-deadlines-laws-exceptions-mandates regarding the Affordable Care Act. Just when I think I’ve learned (and remembered!) something new — bam! — it all changes again. But here’s a short, easy-to-read, piece from Bottom Line Secrets — 3 easily answered (and understood) myths about health care… Continue reading Bottom Line it.
That’s right, the rumor is true… being responsible no longer costs money! Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%. No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy. The federal law says that… Continue reading No Kids… Free Birth Control!
If you’re in California and have health insurance in California, then this one’s for you. As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage. Wahoo! Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of… Continue reading Kids, kids, kids…
IMPORTANT IMPORTANT IMPORTANT IMPORTANT Anthem Blue Cross has been unable to re-negotiate its contracts with the following hospitals, so they are now considered out-of-network. In Southern California: Los Robles Regional Medical Center West Hills Hospital In Northern California: Regional Medical Center of San Jose Good Samaritan Hospital in San Jose If you are currently in… Continue reading Anthem Blue Cross In-Hospital Network Update
The Insurance Mom wants YOU to be a good money manager, and here’s one tool you can use painlessly, immediately and easily. And, best of all, it’s free! MyRxSavings is a pretty cool prescription discount program. Go to the site, print out your discount card and you’re off to the land of saving money! You… Continue reading Get Cheap(er) Drugs!
… die? It’s expensive! Cedars Sinai Medical Center billed Medicare $132,000 (yes!) for ONE week of care. I don’t want this to be morose but I do want to use my father’s death a couple of months ago as a life lesson about how to be pro-active in your own medical care. The doctors wanted to… Continue reading What does it cost to…
WOW! The Insurance Mom just went global! How cool is THAT?!!